Audit Executive

JCR & Co; Mumbai Suburban; Presencial; INR 600.000 - 1.200.000; Jornada completa

Descripción de la vacante

JCR & Co. in Mumbai invites applications for Audit Executive / Senior Executive to conduct concurrent audit of Credit and General Banking operations.

The role focuses on loan sanction review, documentation, disbursement, security and compliance with sanction terms, and ensuring adherence to RBI guidelines. You will verify credit monitoring, KYC/AML, account opening/closure, cash and settlement processes, and reconciliation of suspense accounts.

Formación

• CA / CA Inter / B.Com / M.Com / MBA Finance or equivalent.
• 1–5 years in Bank Audit / Concurrent Audit / Credit Audit.
• Audit Executive / Senior Executive level role.

Responsabilidades

• Conduct concurrent audit of Credit and General Banking operations.
• Review loan sanction, documentation, disbursement, security and compliance with sanction terms.
• Verify credit monitoring, DP/stock statements, interest application and SMA/NPA-related aspects.
• Review KYC, account opening/closure, cash, clearing, NEFT/RTGS/IMPS and other banking transactions.
• Check suspense/sundry accounts, reconciliations, service charges and exception reports.
• Ensure compliance with RBI guidelines and internal bank policies.
• Identify and report irregularities, control gaps and policy deviations.
• Prepare audit observations and reports and ensure timely completion of assigned work.
• Coordinate with relevant bank teams for clarifications and closure of observations.

Conocimientos

Banking Audit

RBI Guidelines

KYC/AML

Banking Operations

MS Excel

Analytics & Reporting

Educación

CA

CA Inter

B.Com

M.Com

MBA Finance

Descripción del empleo

Hiring Concurrent Audit | Credit & General Banking

Position: Audit Executive / Senior Executive

Experience or Fresher: 1–5 years in Bank Audit / Concurrent Audit / Credit Audit

Qualification: CA / CA Inter / B.Com / M.Com / MBA Finance or equivalent

Key Responsibilities:

Conduct concurrent audit of Credit and General Banking operations.

Review loan sanction, documentation, disbursement, security and compliance with sanction terms.

Verify credit monitoring, DP/stock statements, interest application and SMA/NPA-related aspects.

Review KYC, account opening/closure, cash, clearing, NEFT/RTGS/IMPS and other banking transactions.

Check suspense/sundry accounts, reconciliations, service charges and exception reports.

Ensure compliance with RBI guidelines and internal bank policies.

Identify and report irregularities, control gaps and policy deviations.

Prepare audit observations and reports and ensure timely completion of assigned work.

Coordinate with relevant bank teams for clarifications and closure of observations.

Key Skills:

• Banking & Credit Audit
• RBI Guidelines
• KYC/AML
• Banking Operations
• MS Excel
• Analytical & Reporting Skills