Associate - Wholesale

Credit Saison India; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Credit Saison India in Bengaluru is looking for candidates to assist in credit assessments and financial analyses. Responsibilities include conducting due diligence, building financial models, preparing proposals, and monitoring portfolios. Ideal applicants should have 1-3 years in NBFC lending or corporate banking and an MBA or CA.

Strong skills in MS Excel and PowerPoint, excellent communication, and a team-oriented mindset are essential. This is a great opportunity to grow within a leading NBFC.

Qualifications

• 1-3 years of related experience in NBFC lending or corporate banking.

Responsibilities

• Assist in conducting credit assessment of leads.
• Analyse financial statements of prospects.
• Build financial models and projections.
• Prepare detailed investment proposals.
• Interact with internal and external stakeholders.
• Monitor the portfolio and identify potential risks.

Skills

Excellent MS Excel skills

Excellent PowerPoint skills

Good communication

Initiative

Motivated to learn

Team player

Education

MBA from a top-tier business school

Chartered Accountant (CA)

Job description

About Credit Saison India

Established in 2019, Credit Saison India (CS India) is one of India’s fastest growing NBFC lenders, with verticals in wholesale, direct lending and tech‑enabled partnerships with NBFCs and fintechs. Its tech‑enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under‑penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long‑term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 2000 employees. Credit Saison India is part of Saison International, a global financial company that is committed to being a transformative partner in creating opportunities and enabling the dreams of people.

Key Responsibilities

• Assist in conducting credit assessment of leads and filtering them out for further evaluation.
• Assist in various aspects of due diligence activities of prospective borrowers.
• Analyse financial statements of prospects, including but not limited to Balance Sheet, Profit & Loss Statement, Cash Flow Statement, etc.
• Build various financial models and projections; detailed financial analysis outputs that shall assist in decision making.
• Prepare detailed investment proposals as well as preparing internal and external presentations and materials.
• Interact frequently with internal and external stakeholders.
• Assist in frequently monitoring the portfolio and identifying potential risks in the borrower’s business.
• Assist in various aspects of business execution.
• Work on research areas as per the business requirements.

Preferred Skill Sets

• Excellent MS Excel and PowerPoint skills.
• Confident and good communicator.
• Ability to take initiative and run solo on the assigned work/project.
• Motivated to learn and deepen understanding in the financial services space.
• A team player.

Desired Profile

Experience: 1-3 years of related experience in NBFC lending or corporate banking.
Education: MBA from a top‑tier business school or Chartered Accountant (CA).