Associate - Product

Equifax; Mumbai City; Híbrido; INR 600 000 - 900 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Hybrid work setting

Healthcare package

Paid time off

Resumo da oferta

Equifax is seeking a Business Analyst – Products to support the Product Life Cycle across Credit Bureau offerings. You will work with Product Managers, Engineering, Analytics, and Business Development to translate requirements into actionable features and ensure timely delivery.

You will gather requirements, define user stories, support UAT, monitor performance, and collaborate with IT, Data Science, Compliance, Legal, and Operations to ensure regulatory compliance.

Qualificações

• 0–1 years of experience as a Business Analyst, Systems Analyst, or Product Analyst, preferably within Credit Bureaus, Fintech, Banking, or Financial Services (BFSI).
• Proven track record in gathering requirements, creating user stories, mapping data flows, and executing User Acceptance Testing (UAT).
• Strong understanding of retail lending products, credit underwriting, credit scoring models, or API integrations.
• Bachelor’s degree in Business, Computer Science, Engineering, Finance, or a related field; MBA or professional certifications (e.g., CBAP, PMI-PBA, Agile/Scrum) are an added advantage.
• Proficiency in Agile/Scrum methodologies and tools (e.g., JIRA, Confluence, AHA, Visio).
• Exceptional written and oral communication competencies, with a proven aptitude for comprehensive documentation and cross-functional partner alignment.
• Demonstrated capability to articulate intricate workflows clearly and collaborate seamlessly with multidisciplinary business units.
• Adept at managing diverse concurrent initiatives across various phases of implementation.

Responsabilidades

• Gather, analyze, and document business, technical, and functional requirements for new and existing Credit Bureau product offerings.
• Translate business needs into user stories, functional specification documents (FSDs), workflow diagrams, and acceptance criteria for engineering and development teams.
• Support the end-to-end Product Life Cycle, including product feature prioritization, user acceptance testing (UAT), and release management.
• Monitor product performance, data accuracy, and feature adoption post-launch to identify enhancement opportunities.
• Collaborate with cross-functional teams (IT, Data Science, Compliance, Legal, and Operations) to ensure timely, compliant product execution.
• Provide support on operational items to Product Managers to ensure smooth daily product execution and issue resolution.
• Ensure all product constructs and workflow designs strictly comply with regulatory directives and industry standards.
• Assist Product Managers in building collateral, product documentation, FAQs, and training materials for internal sales and client support teams.
• Engage with sales and client-facing teams to review client feedback, troubleshoot product issues, and refine product workflows.
• Monitor financial performance and metrics to assist the business in reaching its commercial goals.
• Evaluate, establish, and cultivate strategic product alliances to expand market presence and accelerate top- line expansion.
• Collaborate with international product groups to integrate global industry insights and best practices.

Conhecimentos

Requirements gathering

User stories

UAT

Agile/Scrum

Documentation

Communication

Cross-functional collaboration

Formação académica

Bachelor's degree in Business/CS/Engineering/Finance

MBA or professional certifications (CBAP, PMI-PBA, Agile/Scrum)

Ferramentas

JIRA

Confluence

AHA

Visio

Descrição da oferta de emprego

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds, and make a meaningful impact, we want to hear from you.

Synopsis of the role:

The Business Analyst – Products is responsible for supporting the Product Life Cycle across our Credit Bureau and data solution offerings. Working closely with Product Managers, Engineering, Analytics, and Business Development teams, the candidate will analyze market needs, define detailed functional specifications, translate business requirements into actionable product features, and ensure seamless delivery. The key objective is to help buildunique, data-driven credit and decisioning products that keep our portfolio competitive in the market and drive sustainable revenue growth.

What you’ll do

• Gather, analyze, and document business, technical, and functional requirements for new and existing Credit Bureau product offerings.
• Translate business needs into user stories, functional specification documents (FSDs), workflow diagrams, and acceptance criteria for engineering and development teams.
• Support the end-to-end Product Life Cycle, including product feature prioritization, user acceptance testing (UAT), and release management.
• Monitor product performance, data accuracy, and feature adoption post-launch to identify enhancement opportunities.
• Collaborate with cross-functional teams (IT, Data Science, Compliance, Legal, and Operations) to ensure timely, compliant product execution.
• Provide support on operational items to Product Managers to ensure smooth daily product execution and issue resolution.
• Ensure all product constructs and workflow designs strictly comply with regulatory directives and industry standards.
• Assist Product Managers in building collateral, product documentation, FAQs, and training materials for internal sales and client support teams.
• Engage with sales and client-facing teams to review client feedback, troubleshoot product issues, and refine product workflows.
• Ensure all product constructs and workflow designs strictly comply with regulatory directives and industry standards.
• Assist Product Managers in building collateral, product documentation, FAQs, and training materials for internal sales and client support teams.
• Engage with sales and client-facing teams to review client feedback, troubleshoot product issues, and refine product workflows.
• Monitor financial performance and metrics to assist the business in reaching its commercial goals.
• Evaluate, establish, and cultivate strategic product alliances to expand market presence and accelerate top- line expansion.
• Collaborate with international product groups to integrate global industry insights and best practices.

What experience you need

• 0–1 years of experience as a Business Analyst, Systems Analyst, or Product Analyst, preferably within Credit Bureaus, Fintech, Banking, or Financial Services (BFSI).
• Proven track record in gathering requirements, creating user stories, mapping data flows, and executing User Acceptance Testing (UAT).
• Strong understanding of retail lending products, credit underwriting, credit scoring models, or API integrations.
• Bachelor’s degree in Business, Computer Science, Engineering, Finance, or a related field; MBA or professional certifications (e.g., CBAP, PMI-PBA, Agile/Scrum) are an added advantage.
• Proficiency in Agile/Scrum methodologies and tools (e.g., JIRA, Confluence, AHA, Visio).
• Exceptional written and oral communication competencies, with a proven aptitude for comprehensive documentation and cross-functional partner alignment.
• Demonstrated capability to articulate intricate workflows clearly and collaborate seamlessly with multidisciplinary business units.
• Adept at managing diverse concurrent initiatives across various phases of implementation.

What could set you apart

• Strong communication, presentation, and public speaking skills.
• Prior experience with credit bureau data feeds, bureau pull APIs, decision engines, or fraud/risk management tools.
• Strong analytical, problem-solving, and critical-thinking abilities.
• High attention to detail and ability to work on multiple concurrent projects in a fast-paced environment.

#India

We offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.

Primary Location:

IND-Mumbai-Equifax Credit Information Services

Function:

Function - Product

Schedule:

Full time