Associate- Debt Advisory

Adept Global; New Delhi; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Adept Global in Delhi is seeking an Associate – Debt Advisory to work with clients on debt financing needs, handling syndications, project finance advisory, refinancing and due diligence. The role requires hands-on experience with loan products such as working capital, term loans, LAP, and project financing.

The ideal candidate will perform financial and credit analysis, build financial models, and coordinate across lenders, valuers, and legal counsels to ensure successful deal closures.

Qualifications

• 2–6 years in banks, NBFCs, financial services or debt advisory.
• Strong financial analysis and credit appraisal skills.
• Ability to understand financial statements and build financial models.

Responsibilities

• Identify and develop new clients and business opportunities for debt advisory and debt syndication.
• Build and maintain relationships with banks, NBFCs and other financial institutions.
• Prepare credit appraisal notes, IMs, and other lender documents.
• Manage transactions from proposal through credit approval, documentation and disbursement.
• Coordinate with internal teams and external stakeholders to ensure timely closure.

Skills

Debt advisory

Credit analysis

Financial modelling

Project finance

Client management

Negotiation

Lending products

Tools

MS Excel

MS Word

PowerPoint

Job description

We are looking for a driven and analytical Associate – Debt Advisory to join our team in Delhi. The role involves working with clients on their debt financing requirements and managing transactions across debt syndication, project finance advisory, refinancing, financial appraisal, project appraisal, and due diligence.

The ideal candidate should have hands-on experience with loan products such as working capital, term loans, project finance, home loans, personal loans, Loan Against Property (LAP), promoter funding, or related financing solutions.

Key Responsibilities

• Identify and develop new clients and business opportunities for debt advisory and debt syndication.
• Build and maintain strong relationships with clients, banks, NBFCs, and other financial institutions.
• Understand client funding requirements and identify suitable debt financing solutions.
• Conduct financial and credit analysis, including financial statement analysis and project appraisals.
• Prepare and review financial models to assess risks and support deal structuring.
• Prepare credit appraisal notes, Information Memorandums (IMs), and other documents required by lenders.
• Manage transactions from initial proposal and due diligence through credit approval, documentation, and final loan disbursement.
• Assist in executing debt syndication, project finance advisory, refinancing, financial appraisal, project appraisal, and due diligence mandates.
• Coordinate with internal teams and external stakeholders, including legal counsel, valuers, lenders, and other agencies.
• Support negotiations and ensure smooth execution and closure of transactions.
• Manage multiple assignments and ensure timely completion of deliverables.

Requirements

• 2–6 years of relevant experience in banks, NBFCs, financial services, investment banking, debt advisory, or related domains.
• Hands-on knowledge of corporate credit, project finance, lending products, and financial markets.
• Experience with loan products such as term loans, working capital, project finance, LAP, home loans, personal loans, or promoter funding.
• Strong financial analysis and credit appraisal skills.
• Ability to understand financial statements and build/use financial models.
• Strong analytical and strategic thinking abilities.
• Excellent communication, interpersonal, and client-management skills.
• Strong negotiation and deal-making capabilities.
• Ability to work under pressure and manage multiple transactions simultaneously.
• Proficiency in MS Excel, Word, and PowerPoint.