Analyst, Current Account - Customer Due Diligence, Consumer Banking Group

DBS Bank Australia; Mumbai; On-site; INR 1,400,000 - 2,100,000; Full time

Job summary

DBS Bank is seeking a Senior Analyst to oversee Current Account Customer Due Diligence within Consumer Banking. You will ensure AML/KYC compliance, support onboarding and ongoing reviews, and coordinate with branches to maintain high data quality and timely reporting.

The role requires deep knowledge of KYC standards and regulatory requirements. The position is based in Mumbai at DBS Bank’s Consumer Banking operations, focusing on risk controls, documentation accuracy, and continuous

Qualifications

• Knowledge of AML/KYC standards and RBI guidelines.
• Experience with current accounts onboarding and due diligence.
• Strong data accuracy and reporting skills.

Responsibilities

• Act as the Central CDD team for current accounts in Consumer Banking.
• Ensure adherence to KYC/CIP/CAP guidelines and data accuracy.
• Conduct onboarding, re-KYC, and trigger reviews for accounts.
• Maintain dashboards and prepare MIS and audit data.
• Coordinate with branches for process adherence and inquiries.

Skills

KYC processes

AML knowledge

Data entry

Communication

Education

Bachelor’s degree

Tools

MS Excel

Job description

## Analyst, Current Account Customer Due Diligence, Consumer Banking GroupApplyremote type: Product Managementlocations: Vikhrolitime type: Full timeposted on: Posted Todaytime left to apply: End Date: June 30, 2026 (17 days left to apply)job requisition id: WD85343**Job Purpose**Specialist will work to ensure AMLKYC processes for current account segments and measures within Consumer Banking across segments with the aim of ensuring safe and sound operating environment. (s)he will be responsible for continuously working towards adhering KYC guidelines, regulations and reporting requirements.**Key Accountabilities, KPIs and Job Responsibilities**Acting as the Central CDD Team for current accounts, following are the key deliverables for the role where the candidate will assist his/her leader in achieving the aforesaid objective:**Process/standards awareness*** Ensure adherence of controls, risk, and RBI CIP & CAP guidelines along with India KYC guidelines and Group CDD standard.* Document checking, KYC checks, On-boarding activities, re-KYC, trigger reviews etc.* Opening of the current accounts in line with agreed processes.* Ensuring data accuracy while opening current accounts and due diligence process.* Proactively identify potential risk areas and highlighting to supervisor.* Ensure all customers are screened regularly against sanctions and other negative lists and negation of all such alerts on timely basis.* Regular co-ordination with branches to ensure processes are followed, resolving branches’ queries and guidance with respect to AMLKYYC.* Resolution of queries and complaints received from Branches and CCTR etc* Regular verification of GST of CA and CPV provided by Vendor MNRL due diligence Raising system enhancement requirements.* Maintaining high standard of quality and error free processes.* Circulation of daily dashboards and other frequency-based reporting within team and other stakeholders.* Conducting UAT and sharing findings with stakeholders and ensuring desired requirements are implemented.* Ensure to raise unusual activities for deserving cases.* MIS preparation, Audit data submission, Working on large volume of data* Ensuring all trainings are attended on timely basis.**Adherence to processes & standards*** Escalation and reporting of cases which are breaching SLA for resolution, adherence of regulatory requirements* Ensure in spirit & word implementation and execution of internal & regulatory code of conduct and business ethics, clean desk, information security, internet usage, email usage etc.* Ensure to meet agreed Timeliness with respect to processes.* Creatin of back up for self to maintain work life balance.**Stakeholder & vendor management/interface to facilitate smooth operations*** Continuous engagement with stakeholders to improve processes, TAT etc.**Regulatory compliance and assessment*** Ensure adherence to all AMLKYC guidelines in unit* Timely reporting of errors, issues etc.**Experience*** Knowledge of regulations, AMLKYC standard, due diligence processes of current accounts.* Banking / Digital Banking experience desired,* Ability to work within team and maintain sensitive and confidential information* Minimum 6+ years of experience in Retail Banking.**Education / Preferred Qualifications*** Bachelor’s degree from a recognized university.**Core Competencies*** Processing with eye for detail, data accuracy and good typing skills* Good interpersonal and excellent communication skills.* Effective control measures and governance standards* Good attitude, aptitude towards and fast adoption of new technology and digital lifestyle* Good interpersonal & analytical skills**Location:**Vikhroli**Job:**Operations**Schedule:**Regular**Employee Status:**Full time### Why join us?*DBS is more than a bank —**we're shaping the future of finance and communities. With innovation at our core and impact in our DNA, we go beyond banking to build careers, relationships, and a better world.*### About UsDBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia.Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 15 consecutive years from 2009 to 2023.DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets and is committed to building lasting relationships with customers. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities.