Associate - Auto Treasury Finance

JPMorgan Chase & Co.; Bengaluru; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

JPMorgan Chase & Co. in Bengaluru seeks an Associate in Financial Planning & Analysis to analyze, prepare, and reconcile accounting data for recurring profitability reporting.

You will partner with Finance and business stakeholders to support planning cycles, explain variances, and improve reporting quality and efficiency. The role focuses on pro forma reporting for loans and leases and includes automation and process optimization.

Qualifications

• 4-7 years of FP&A/finance/accounting analytics experience.
• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Strong analytical skills with attention to detail and large datasets.
• Ability to manage multiple priorities in a fast-paced environment and meet deadlines.
• Strong written and verbal communication, with ability to summarize findings clearly.
• Strong interpersonal skills and cross-functional collaboration.
• Positive, collaborative mindset with ownership of deliverables.

Responsibilities

• Support month-end accruals, reversals, and forecast routines with key reports and reconciliations.
• Assist with annual and ongoing planning activities including forecasting and budgeting.
• Perform variance and driver analyses to explain results and identify risks/opportunities.
• Develop and monitor KPIs; support data quality initiatives and reporting needs.
• Produce management-ready materials; ensure accuracy and timely delivery.
• Contribute to design and enhancement of reports/dashboards for clarity and automation.
• Identify opportunities to automate and streamline processes (e.g., Excel tooling, SQL, Databricks).
• Collaborate with Pricing, CFO, Risk, and Treasury on end-to-end validation and sign-off.
• Support governance, data integrity, and testing environments; troubleshoot incidents.
• Provide ad hoc profitability impact analyses as required.

Skills

Analytical skills

Data handling

Communication

Cross-functional collaboration

Time management

Team-oriented

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Excel

PowerPoint

SQL

Databricks

Snowflake

Alteryx

Tableau

Job description

You are a strategic thinker passionate about driving solutions in financial analysis-you have found the right team. As an Associate, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting for Auto Marketing and Securitization. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process, which reflects the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will also contribute to special projects and continuous improvement initiatives, with a focus on automation and optimized processes.

Job summary

As an Associate within Auto Marketing and Securitization, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process reflecting the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will contribute to special projects and continuous improvement initiatives with a focus on automation and optimized processes.

Job responsibilities

• Support month-end accruals, reversals, and forecast routines for the business, including preparation of key reports, reconciliations, and stakeholder commentary
• Assist with annual and ongoing planning activities (forecasting, budgeting, trend/exception monitoring), including documenting assumptions and tracking changes over time
• Perform variance and driver analyses to explain results versus prior forecast/budget and highlight key risks and opportunities
• Develop and monitor key performance metrics, support data quality initiatives, and identify future reporting needs on a variety of topics to senior management
• Build and maintain management-ready materials and recurring deliverables; ensure outputs are accurate, well-controlled, and delivered on time
• Contribute to the design and enhancement of reports and dashboards to improve clarity, automation, and scalability
• Identify opportunities to enhance controls and streamline processes, including automation where feasible (for example, Excel tooling, Databricks/SQL, Alteryx)
• Partner with Pricing, Chief Financial Officer, Risk, and Treasury teams to handle business-change projects, owning end-to-end validation and sign-off
• Support governance and controls, including monitoring data integrity and participating in a robust testing environment
• Troubleshoot production incidents, perform root-cause analysis, and partner with Technology to remediate by fixing or updating PySpark code
• Provide ad hoc analysis and impact analysis on profitability as needed

Required qualifications, capabilities, and skills

• 4-7 years of experience in Financial Planning and Analysis (FP&A), finance, accounting, or analytics (or equivalent)
• Bachelor's degree in Finance, Accounting, Economics, or a related field
• Strong analytical skills with attention to detail; ability to work with large datasets and reconcile results to source information
• Ability to manage multiple priorities in a fast-paced environment and meet tight deadlines
• Strong communication skills- able to summarize findings clearly and concisely in writing and verbally
• Strong interpersonal skills and ability to partner effectively in a matrixed, cross-functional environment
• Positive, collaborative team mindset with high ownership on time-sensitive deliverables

Preferred qualifications, capabilities, and skills

• Advanced proficiency in Microsoft Excel and PowerPoint (executive-ready storytelling)
• Experience with SQL and data platforms such as Databricks and/or Snowflake
• Experience in automation tools like Alteryx
• Exposure to dashboards/reporting tools (for example, Tableau) is a plus
• Experience using AI tools such as large language models (LLM) and Copilot for process optimization