Assistant Vice President - Credit Analysis Unit

HSBC; Bengaluru; On-site; INR 2,400,000 - 4,200,000; Full time

Job summary

HSBC is seeking an experienced professional for the role of Assistant Vice President – Credit Analysis Unit in Bengaluru. You will handle complex NTB credit applications, collaborate with VPs on regional migrations, and drive automation initiatives within CAU.

The role requires 6+ years in Credit Analysis, strong stakeholder management, and deep domain knowledge of corporate banking. You will train teams, ensure high productivity, and align with regional policies.

Qualifications

• 6+ years of relevant work experience in Credit Analysis.

Responsibilities

• Work on complex / high profile NTB credit applications for regional sectors.
• Collaborate with VPs on regional migrations and document reviews.
• Share automation ideas and track implementation with CAU Innovation.
• Deliver sector expertise and training across teams.
• Ensure PLA productivity, quality and turnaround targets are met.
• Maintain up-to-date credit systems and manage past dues in portfolio.
• Support senior management in strategic CAU initiatives.

Skills

Credit analysis

Corporate banking knowledge

Stakeholder management

Analytical skills

Presentations

Education

Postgraduate degree in Management, Finance, Economics

CA/CFA/FRM qualifications advantageous

Tools

Credit systems

Job description

Some careers shine brighter than others.

If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Assistant Vice President – Credit Analysis Unit.

In this role, you will:

• Work on various projects in the region. Work on complex / high profile transactions / NTB credit applications for Sectors (based on capacity and requirements)
• Work closely with VPs on the regional CMB/GB migrations and assist with Subject matter experts inputs, documentation review, writing-up PLA, procedure documents etc.
• Share Automation/streamlining/transformation ideas with the VL, with initial feasibility plan; Adoption is expected to be evidenced by demonstration as/if required. Track and assist team members’ idea implementation along with the CAU Innovation team
• Demonstrate expertise in domain. Demonstrate regional expertise across sectors (Corp and FIG) and markets. Deliver training to the teams during the year and attend Future Skill trainings; disseminate learnings to team members; Share knowledge on nuances and capabilities
• To ensure that the PLAs with the stakeholders regarding productivity, quality and turnaround time are met or exceeded. Build and maintain rapport with onshore teams including Project Felix stakeholders, Credit Risk, Business and Onshore teams
• Staying abreast of latest guidelines and procedures, FIM and other regional policy guidelines, ensuring necessary guidance is provided to the team.
• For sector cases, ensuring that all credit related systems are appropriately up-to-date, manage past dues for own portfolio and stay within the thresholds; coordinate with various stakeholders to ensure that past dues are minimal/nil.
• Demonstrate high standard of collaborative skills.
• Closely work with the senior management team in implementing various strategic initiatives across CAU.

To be successful you will:

• It is desirable that prospective candidates are highly self-driven with good sector & corporate banking knowledge along with various banking products and with a long-term aim of becoming sector specialists.
• Highly customer oriented and delivering top quality customer service. Strong domain knowledge & diversified sector experience
• Demonstrated ability to weave sectoral knowledge, credit policies and ongoing external events into a credit proposal. Excellent verbal, written and presentation skills; strong ability to portray a macro view and an eye for detail.
• Candidate needs to have knowledge of credit systems and banking products. Must have a good understanding of end-to-end credit process and systems. Ability and orientation to innovate and implement initiatives. Candidate’s current/past profiles should have involved extensive interactions with diverse stakeholders.
• At least 6 years of relevant work experience in Credit Analysis, Research, Corporate Banking backed by demonstrated analytical expertise and team management skills.
• Hard-working, organized, diligent and above all a good team player. Exceptionally strong problem-solving and communication skills. Strong interpersonal skills and ability to build and maintain relationships.
• Minimum education qualifications of the applicant: Post Graduation in Management, Finance, Economics, or equivalent such as a Chartered Accountant would be preferred. Candidates with CFA, FRM and other risk management qualifications will be an added advantage.
• Manage all elements of Operational Risk which includes aspects related to GSC Compliance, Data Protection, Health and Safety and Audit requirements. Foster a culture of compliance amongst the team members as regards Group Compliance Policy.
• Understand and comply with all relevant policies and procedures issued by the Group and contained within the Group Standards Manual and relevant Functional Instruction Manuals and Process Guidelines. Maintain high standards of professional conduct and be a role model for the team.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring. Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies, and practices

You’ll achieve more when you join HSBC.

www.hsbc.com/careers

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.” Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

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