Assistant Risk Manager

Surjit Hire Purchase; Prayagraj; In loco; INR 400.000 - 900.000; Tempo pieno

Descrizione del lavoro

Surjit Hire Purchase in Prayagraj invites applications for a Risk Officer to monitor loan applications, verify customer details and repayment capacity, and conduct field visits. The role focuses on identifying fraud, reviewing files, and ensuring adherence to lending guidelines and internal policies.

The ideal candidate will support the Risk Manager, coordinate with branches, and participate in regular audits and risk assessments to strengthen controls. Immediate joiner is preferred.

Descrizione del lavoro

Role & responsibilities

• Monitor loan applications and identify potential risks.
• Verify customer details, business activities, and repayment capacity.
• Conduct field visits and verify customer information, residence, and business.
• Identify suspicious cases, potential fraud, and policy violations.
• Review loan files and ensure proper documentation.
• Monitor overdue accounts and identify high-risk customers.
• Coordinate with branch teams to resolve risk-related issues.
• Conduct regular audits and risk assessments at branches.
• Prepare risk reports and share observations with senior management.
• Ensure compliance with company policies and lending guidelines.
• Support the Risk Manager in improving risk control processes.
• Follow up on audit observations and ensure corrective actions are taken.

Preferred candidate profile

Immediate Joiner