Assistant Manager KYC & AML

AU Small Finance Bank; Jaipur; On-site; INR 900,000 - 1,300,000; Full time

Job summary

AU Small Finance Bank in Jaipur seeks an experienced Assistant Manager to lead transaction monitoring, investigations, and regulatory reporting. You will review AML alerts, identify risks, and coordinate with branches and compliance teams to ensure timely resolution.

The role requires 4–7 years in AML/financial crime, strong regulatory knowledge, and ability to prepare investigations and MIS reports. Join a dynamic team focused on risk management and compliance excellence.

Qualifications

• Graduate or postgraduate in commerce/finance/banking/law or related discipline.
• 4-7 years of experience in transaction monitoring, AML/compliance, or investigations.
• Strong understanding of AML regulations, PMLA, KYC norms, STR filing, and regulatory compliance.

Responsibilities

• Review and investigate transaction monitoring alerts generated through AML systems.
• Identify suspicious patterns and potential money laundering or regulatory risks.
• Prepare case investigation reports with recommendations.
• Escalate cases for STR filing and regulatory reporting.
• Ensure timely closure of alerts within defined TAT and coordinate with branches and teams.
• Prepare MIS, dashboards, and management reports.
• Support regulatory inspections, internal audits, compliance reviews, and risk assessments.
• Monitor adherence to AML/KYC policies, RBI, PMLA, and internal controls.
• Assist in process improvements, policy implementation, and team training.

Skills

AML Compliance

Investigations

Regulatory Reporting

Stakeholder Coordination

Education

Graduate/Postgraduate in Commerce, Finance, Banking, Law, or related discipline

Job description

Job Description Assistant Manager Transaction Monitoring

Role Purpose:

To lead transaction monitoring activities by reviewing suspicious transaction alerts, conducting investigations, mitigating financial crime risks, and ensuring adherence to AML, KYC, PMLA, and regulatory requirements.

Key Responsibilities:

• Review and investigate transaction monitoring alerts generated through AML systems.
• Identify suspicious transaction patterns and potential money laundering, fraud, or regulatory risks.
• Perform detailed analysis and prepare case investigation reports with appropriate recommendations.
• Escalate suspicious cases for STR filing and regulatory reporting as per prescribed guidelines.
• Ensure timely closure of alerts within defined TAT and maintain investigation quality standards.Coordinate with branches, operations, compliance, and business teams to obtain necessary information for investigations.
• Prepare MIS, dashboards, and management reports related to transaction monitoring activities.
• Support regulatory inspections, internal audits, compliance reviews, and risk assessments.
• Monitor adherence to AML/KYC policies, RBI guidelines, PMLA provisions, and internal controls.
• Assist in process improvements, policy implementation, and team training initiatives.

Qualification Experience:

• Graduate/Postgraduate in Commerce, Finance, Banking, Law, or related discipline.
• 4-7 years of experience in Transaction Monitoring, AML Compliance, Financial Crime Compliance, Fraud Risk, or Investigations.
• Strong understanding of AML regulations, PMLA, KYC norms, STR filing, and regulatory compliance requirements.