Assistant Manager - FCU

Credit Saison India; Bengaluru; On-site; INR 1,200,000 - 1,600,000; Full time

Job summary

Credit Saison India is seeking an Assistant Manager for its Financial Crime Unit to lead investigations, supervise analysts, and ensure compliance with AML/CTF and sanctions regulations. The role emphasizes risk assessment, policy implementation, and cross-functional collaboration.

The ideal candidate has 4–6 years in financial crime compliance, with supervisory experience and relevant certifications, and will oversee daily monitoring, SAR/STR submissions, and audit readiness.

Qualifications

• Bachelor’s degree in criminology, finance, business, law or related field.
• 4–6 years of experience in financial crime compliance, AML/CFT investigations, or forensic accounting with 1–2 years in a senior role.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) is highly preferred.
• Proficiency with AML/CTF policies, transaction monitoring systems, and data analysis tools.

Responsibilities

• Oversee daily monitoring of alerts and conduct in-depth investigations into suspicious transactions.
• Draft and review SARs/STRs for regulatory submission with high-quality documentation.
• Supervise and mentor FCU analysts, providing guidance on complex cases and QA reviews.
• Participate in financial crime risk assessments and mitigation planning.
• Help implement and enforce AML/CTF and sanctions policies in line with regulations.
• Coordinate with Legal, Risk, and Operations; serve as a point of contact for audits.

Skills

Financial crime detection

Transaction monitoring

Data analysis tools

Analytical skills

Communication

Education

Bachelor's degree

Tools

Financial crime detection systems

Transaction monitoring software

Data analysis tools

Job description

Job Summary

As an Assistant Manager in the Financial Crime Unit (FCU), you will play a key role in safeguarding the organization against financial crime risks, including money laundering, terrorist financing, fraud, and sanctions violations. Working closely with the FCU leadership, you will oversee daily compliance operations, lead investigative processes, and guide a team of analysts in identifying and mitigating financial crime threats. This role requires a proactive professional with strong analytical skills to ensure compliance with relevant regulatory standards and internal policies.

Job Responsibilities

• Transaction Monitoring & Investigation: Oversee the daily monitoring of alerts and conduct in-depth investigations into suspicious transactions, ensuring timely and accurate resolution.
• Case Management & Reporting: Draft and review Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs) for submission to regulatory authorities, ensuring high-quality documentation.
• Team Leadership & Development: Assist in supervising and mentoring a team of FCU analysts, providing guidance on complex cases, quality assurance reviews, and performance evaluations.
• Risk Assessment & Compliance: Participate in financial crime risk assessments, identifying potential vulnerabilities in current processes and implementing effective mitigation strategies.
• Policy Implementation: Help update and enforce the company’s Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and Sanctions policies to align with evolving local and international regulations.
• Stakeholder Collaboration: Coordinate with internal departments, such as Legal, Risk, and Operations, and act as a point of contact for external audits or regulatory inquiries regarding financial crime compliance.

Job Qualifications

• Education: Bachelor’s degree in Criminology, Finance, Business Administration, Law, or a related field.
• Experience: Minimum of 4–6 years of experience in financial crime compliance, AML/CFT investigations, or forensic accounting, with at least 1–2 years in a senior or supervisory role.
• Certifications: Professional certification such as Certified Anti-Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) is highly preferred.
• Technical Skills: Proficiency in financial crime detection systems, transaction monitoring software, and data analysis tools.
• Analytical Skills: Excellent investigative mindset with a sharp eye for detail and the ability to analyze complex financial data to identify patterns of illicit activity.
• Communication: Strong written and verbal communication skills, with the ability to write clear, concise investigative reports and interact confidently with senior management and regulators.