Analyst - Wholesale Credit Sanctioning - LevFin

1203 Barclays Global Serv. Cent; Mumbai; On-site; INR 1,000,000 - 1,600,000; Full time

Job summary

Barclays in Mumbai seeks an Analyst - Wholesale Credit Sanctioning - LevFin to independently assess complex financing transactions and contribute to risk policy implementation, ensuring alignment with risk appetite and regulations.

You will analyze creditworthiness, monitor portfolio performance, and support regulatory reporting while collaborating with risk teams across global sectors.

Qualifications

• Experience in corporate credit risk assessment of global credits, with focus on LevFin/SLF/High Yield within US/EMEA regions.
• Prepare annual/periodic credit reviews for senior Risk Officers and presentation in Credit Committees.
• Stay current with financial analysis and risk profiles of assigned sectors, borrowers and counterparties.
• Support senior credit officers for regulatory examinations/audits/transactions and risk initiatives.

Responsibilities

• Analyze complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess creditworthiness and repayment capacity.
• Monitor performance of LevFin, SLF, and Hedge Fund portfolio, reporting early warning signs of potential deterioration.
• Evaluate risk profiles considering industry trends, borrower financials, collateral, and market conditions.
• Document credit decisions and rationale adhering to internal audit and regulatory standards.
• Develop and implement strategies to mitigate identified credit risks and optimise portfolio performance.

Skills

Credit risk analysis

Analytical skills

Communication skills

Regulatory awareness

Job description

Purpose of the role

To independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Accountabilities

• Analysis of complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
• Monitoring of the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
• Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

Analyst Expectations

To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others.

OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team’s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Embark on a transformative journey as an Analyst - Wholesale Credit Sanctioning - LevFin at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unparalleled customer experiences. Join us as an Analyst - Wholesale Credit Sanctioning - LevFin at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences.

To be successful as an Analyst at LevFin Credit Risk, you should have:

• Experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the high risk/LevFin domain.
• Preparing annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
• Stay current with financial analysis and risk profile of the assigned sectors, borrowers and counterparties.
• Actively support the senior credit officers for periodic regulatory examinations / Internal Audits / Transactions / Risk initiatives.

Some of Highly Valued Skills may include:

• Experience in credit risk , preferably in an international banking environment, covering Leveraged and/or High Yield clients
• Possess good analytical skills with attention to detail, ability to provide big picture decision making
• Possess good interpersonal, verbal and written communication skills, and have the ability to clearly articulate concepts and ideas.

Location

The location of the role is Mumbai.

Our Work Experience

Our Work Experience is the combination of everything that's unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, but most importantly, it's our people. Our employees are self-disciplined, hard working, curious, trustworthy, humble, and truthful. They make choices according to what is best for the team, they live for opportunities to collaborate and make a difference, and they make us the #1 Top Workplace in the area.