Analyst - Product Controller

JPMorgan Chase & Co.; Bengaluru; On-site; INR 600,000 - 1,000,000; Full time

Job summary

JPMorgan Chase & Co. Bengaluru-based finance team is seeking an Accounting Analyst to support month-end close, variance analysis, and regulatory reporting for Home Lending.

You will work with SAP and Essbase, strengthen controls, and apply U.S. GAAP provisions, partnering with Finance leadership to deliver accurate, timely insights and documentation under deadline pressures.

Ideal candidates have 1–3 years of accounting experience and a Bachelor’s degree in Accounting.

Qualifications

• Bachelor’s degree in Accounting or related field.
• 1–3 years of experience in accounting/controllership.
• Strong analytical and governance mindset.
• Ability to learn quickly and deliver on deadlines.
• Experience with SAP and financial reporting.

Responsibilities

• Prepare and review month-end close and reporting entries.
• Perform variance analysis and communicate insights to management.
• Support financial reporting and regulatory documentation.
• Assist with SEC/regulatory reporting processes and governance.
• Review system enhancements impacting reporting (SAP/Essbase).
• Strengthen controls and drive process improvements.
• Support adoption of evolving U.S. GAAP standards.

Skills

Analytical thinking

Problem solving

Attention to detail

Learning agility

Project execution

Organizational skills

Education

Bachelor's degree in Accounting

CA, CPA, or MBA (Finance)

Tools

SAP

Essbase

Excel

Job description

Job responsibilities

• Prepare and review month-end close and reporting entries and deliverables, ensuring accuracy, completeness, and timeliness.
• Perform and review variance analysis, identify key drivers, and communicate insights to stakeholders and management.
• Support preparation and review of financial reporting and documentation required for internal and external reporting.
• Provide support for SEC and regulatory reporting processes, including coordination, validation, and timely issue resolution.
• Support periodic Recovery & Resolution appendices and other U.S. regulatory submissions, ensuring adherence to governance and documentation standards.
• Review, test, and validate system enhancements impacting financial and regulatory reporting (e.g., SAP/Essbase outputs and upstream/downstream impacts).
• Drive process improvements, strengthen controls, and implement sustainable procedures to reduce operational risk.
• Assist with adoption of new U.S. GAAP accounting standards and evolving regulatory requirements by assessing impacts and supporting implementation and reporting updates.
• Build strong working relationships across Home Lending leadership, and Finance and control partners.
• Escalate issues proactively and constructively, and present complex topics clearly and concisely to management.

Required qualifications, capabilities, and skills

• Bachelor’s degree in Accounting.
• 1–3 years of experience in an accounting/controllership environment (internal or external).
• Strong analytical capability, including variance analysis and the ability to synthesize large datasets into clear messaging for leadership.
• Strong problem-solving, critical thinking, and attention to detail with an appropriate governance and controls mindset.
• Ability to learn quickly, structure an approach, and execute to deliver results in a deadline-driven environment.
• Strong project execution skills with the ability to drive deliverables across stakeholders.
• Strong organizational skills with the ability to manage multiple priorities simultaneously.

Preferred qualifications, capabilities, and skills

• CA, CPA, or MBA (Finance).
• Prior experience in Controllers within Retail Banking/Home Lending.
• Strong understanding of U.S. GAAP.
• Advanced Excel skills.
• Experience with SAP.
• Experience with Essbase.

Work schedule

• Primary shift: 2:00 PM – 11:00 PM, with extension during critical business periods (e.g., month-end, quarter-end, key regulatory deadlines).