Analyst, Private Credit Ratings Mumbai

Morningstar Credit Ratings, LLC; Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Morningstar Credit Ratings, LLC in Navi Mumbai is looking for a motivated individual for a role focused on credit analysis. This position involves generating insights and providing data support for corporate credit reports.

Ideal candidates should have a Master’s or equivalent qualification and 2-3 years of experience in corporate credit analysis. The role allows for a hybrid work model with part-time home office options.

Qualifications

• Minimum of 2–3 years of experience in capital markets or corporate credit analysis.
• Good understanding of core finance and accounting concepts.
• Ability to manage multiple tasks and deliver timely results.

Responsibilities

• Develop proficiency in credit analysis.
• Support global analytical teams in monitoring corporate credits.
• Assist in preparing financial models and documentation.

Skills

Analytical skills

Fluent in English

Knowledge of U.S. GAAP

Quantitative skills

Education

Master’s or Postgraduate in Management (Finance) or CA or CFA Level 3

Job description

The Role

Morningstar DBRS’s Corporate team is looking for a motivated individual with good analytical skills and a desire to learn. This role will provide unique opportunities for learning key aspects of the credit ratings process including in-depth fundamental analysis of high‑yield corporate borrowers across multiple industries in support of analysts based in North America and Europe. You will be responsible for providing data, research and financial modeling support utilized to produce company and sector specific credit reports that incorporate creative insights and support activities across the ratings value chain. This position is based in our Navi Mumbai office.

Key Responsibilities

• Develop an understanding of and build proficiency in credit analysis
• Provide support to global analytical teams in monitoring news, announcements, or other material events impacting corporate credits
• Assist in preparing financial models, including, but not limited to, updating financial information, reconciling data, maintain company and peer group historical financial results and credit metrics, etc.
• Maintain industry data through ongoing research and review of company filings, presentations, and industry publications
• Provide research support and help collect, organize, and analyze data from internal and external sources for use in company‑specific and industry commentaries and reports authored by the global analytical team
• Review and summarize credit and legal documentation, etc.
• Assist the global analytical teams or senior analysts in preparing credit rating memos, rationales, etc. or parts thereof
• Track, review and maintain documentation and various operational databases to help support the credit rating process
• Ensure compliance with regulatory and company policies and procedures

Requirements

• Master’s or Postgraduate in Management (Finance) or CA or CFA Level3 or any such equivalent qualification
• Minimum of 2–3 years of relevant experience in capital markets, corporate credit analysis, analyzing credit risk of high‑yield or leveraged loan issuers, or experience in auditing corporate financial statements at a nationally recognized accounting firm with CPA license
• Good understanding of core finance and accounting concepts
• Knowledge of U.S. GAAP and/ or IFRS accounting rules is strongly desired
• Robust quantitative and analytical skills supported by strong attention to detail and accuracy
• Fluent in English, with good verbal and written communication skills
• Highly motivated, self‑starter who is keen to learn, has a positive attitude and a strong work ethic
• Ability to manage multiple tasks at the same time and deliver results in a timely manner
• Good inter‑personal skills and ability to participate/contribute as a team player

Hybrid Work Model

Hybrid model – partial work from home option where employee will work from Morningstar’s Navi Mumbai office 4 days a week (subject to change as per organizational directive).

Equal Opportunity Employer

Morningstar DBRS is an equal opportunity employer.

EEO Statement

Morningstar is strongly committed to creating and preserving equal opportunity for all employees and applicants. We make all employment decisions—including recruitment, hiring, compensation, training, promotion, transfer, discipline, termination, and other personnel matters—without regard to race, color, ancestry, religion, sex, national origin, age, disability, protected veteran status, marital status, sexual orientation, genetic information, citizenship, gender identity and expression, parental status, or other legally protected characteristics or conduct.