Analyst-Data Science

American Express; Gurugram District; On-site; INR 800,000 - 1,500,000; Full time

Benefits offered by this job

Competitive base salary

Bonus incentives

Medical & retirement benefits

Hybrid/onsite/remote depending on role

Career development

Job summary

American Express is seeking a candidate for the Model Risk Management Group in India to oversee AI/ML based models and strengthen risk controls across marketing, credit, and fraud domains.

The role targets 0–2 years analytics experience with an MBA or related Master’s degree, plus hands-on modeling skills, to collaborate with cross-functional teams and present findings to senior leaders.

Qualifications

• 0-2 years experience in analytics or big data workstreams.
• MBA, Master’s Degree In Economics, Statistics Or Related Fields From Top Tier Institute.
• Hands-on model development or validation experience.

Responsibilities

• Oversee enterprise-wide models with focus on AI/ML based models for marketing, credit, fraud.
• Conduct gap assessments and strengthen model risk controls to meet regulatory standards.
• Communicate results to partners, senior leadership and model committees.
• Lead research to elevate model excellence and drive business impact.

Skills

Model development

Model validation

Analytical skills

Relationship management

Project management

Communication

Education

MBA

M.Econ/Stat

Tools

Python

R

SQL

SAS

Java

Job description

Job Description:

As part of Team Amex, youll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Model Risk Management Group (MRMG) within Global Risk and Compliance Group, is responsible for the independent risk management of all American Express (AXP) models and Non model tools.

Responsibilities

The successful candidate will be responsible to manage and controls model risk, specifically associated to the next generation Artificial Intelligence or Machine Learning based models. This role will elevate model excellence, strengthen long term shareholder value, and adapt to the changing landscape of both model development innovation, external environment and heightened regulatory expectations.
The specific responsibilities include:
Conduct independent oversight of enterprise-wide models with a focus on Artificial Intelligence and Machine Learning based models for marketing, credit, fraud or other business/ risk types.
Conduct gap assessments and establish robust framework to strengthen model risk controls and meet heightened regulatory standards
Conduct research to explore opportunities to elevate model excellence and drive business impact
Communicating results to partners, senior leadership and various model committees
Critical Factors to Success:
1.Business Outcomes:
Effectively challenge the conceptual soundness , theory and approach, purpose/usages of predictive models
Maximize business returns by institutionalizing efficient and accurate models.
Innovate modeling techniques and variable creation
Ensure modeling accuracy and enhance modeling efficiency in existing processes using Machine Learning
2. Leadership Outcomes:
Put enterprise thinking first, connect the role’s agenda to enterprise priorities and balance the needs of customers,
partners, colleagues & shareholders.
Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings
Demonstrate learning agility, make decisions quickly and with the highest level of integrity
Lead with a digital mindset and deliver the world’s best customer experiences every day

Qualifications

0-2 years experience in analytics or big data workstreams Academic Background:
MBA, Master’s Degree In Economics, Statistics Or Related Fields From Top Tier Institute
Functional Skills/Capabilities:
Hands-on model development or validation experience.

Strong Analytical and Relationship and project management skills for driving validation initiatives.

Experience in applying advanced statistical and/or quantitative techniques to solve business problems is preferred.

Good Verbal, Written, Interpersonal skills and ability to work effectively in a team environment.

Willingness to Collaborate with Cross-Functional teams to drive validation and Project Execution.
Effectively communicating complex Analytical results to Business Partners and Senior Management. Flexibility and Adaptability to Work Within tight deadlines and changing priorities.

Technical Skills/Capabilities:
Experience with atleast one of the data manipulation tools such as Python, R, JAVA, SQL and SAS is a must have. Data Science/
Machine Learning/ Artificial Intelligence, Expertise in Coding, Supervised and Unsupervised Teachniques - active learning, transfer learning, neural models, decision trees, reinforcement learning, graphical models, Gaussian processes, Bayesian models,map reduce techniques, Random Forest, Gradient Boosting, Deep Learning, Text Mining Algorithms

Behavioral Skills/Capabilities:
Enterprise Leadership Behaviors
Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
Bring Others With You: Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential Do It The Right Way: Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage

At American Express, our culture is built on a 175-year history of innovation,shared valuesand Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.