Analyst

EXL; Gurugram District; On-site; INR 800,000 - 1,400,000; Full time

Job summary

EXL in India is seeking a data analytics professional to support credit risk strategy and turn data into actionable insights. You will build models and dashboards and collaborate with stakeholders across lending products.

Must have programming and SQL/Python, experience with credit risk data, and the ability to design KPIs and run experiments. A Bachelor's degree is required. This is a full-time role located in Gurugram, Haryana.

Qualifications

• Certifications in programming and proficiency in SQL or Python.
• Knowledge of coding best practices and data manipulation to create reusable artifacts.
• Experience in Banking/Financial Services, preferably lending products.
• Ability to derive recommendations and insights to support risk strategy development.
• Experience building credit risk datamarts using internal and third-party data (Experian, FICO).
• Ability to design KPIs to measure strategy success.
• Understanding risk elements like eligibility, verification, fraud, and decline criteria.
• Ability to communicate and present results to business stakeholders.
• Experience designing and measuring statistically valid experiments (A/B tests).

Skills

Programming skills

SQL

Python

Data manipulation

Reporting insights

KPI design

Risk analytics

Communication skills

A/B testing

Education

Bachelor's degree

Tools

Experian

FICO

Job description

Requirements

• Knowledge of and certifications in programming, SQL/Python
• Knowledge of best practices in coding, data manipulation and creating re-usable artifacts
• Knowledge of Banking / Financial Services Industry with preference in lending space (Personal Loans, Credit Cards, Auto loans etc.)
• Ability to create recommendations and insights from data for developing risk strategy
• Experience with creating and utilizing credit risk datamarts using internal and third party data (Experian, FICO, etc.)
• Ability to design the right KPIs for measuring strategy success
• Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria
• Ability to communicate and present the results to business stakeholders
• Good knowledge of designing, implementing, and measuring statistically valid experiments (mainly A/B tests)
• Minimum bachelor's degree