AML Specialist, Google Payments Compliance (Fixed-Term Contract)

Google; Gurugram District; On-site; INR 3,500,000 - 5,500,000; Full time

Job summary

Google Payments Compliance in India seeks a professional to safeguard regulatory alignment for Google’s payments products and services. You will help maintain oversight of obligations, update policies, and manage merchant onboarding and transaction monitoring with cross-functional partners.

Strong SAR filing experience is expected, along with regulatory reporting expertise. The role emphasizes proactive risk management, adherence to AML/CFT rules, and collaboration with Legal, Operations, and

Qualifications

• Bachelor's degree or equivalent practical experience.
• 4 years of experience in compliance, risk management, investigation, auditing, legal, or consulting.
• Experience in KYC onboarding checks, AML transaction monitoring, and regulatory reporting including SARs.

Responsibilities

• Assist with maintaining oversight of Payments Compliance obligations in India.
• Ensure policies reflect current compliance obligations.
• Oversee merchant onboarding and transaction monitoring program in India and fulfill end to end reporting obligations.
• Be experienced in transaction monitoring escalation reviews and SAR filing.
• Lead controls initiatives with cross functional partners (Engineering, Legal, Operations, Finance, Product Management).

Skills

KYC onboarding

AML monitoring

Regulatory reporting

SAR filing

Education

Bachelor's degree or equivalent practical experience

Job description

• Bachelor's degree or equivalent practical experience.
• 4 years of experience in compliance, risk management, investigation, auditing, legal, or consulting.
• Experience in Know Your Customer (KYC) onboarding checks and due diligence, Anti-Money Laundering (AML) transaction monitoring, and regulatory reporting requirements, including the filing of Suspicious Activity Reports (SARs).

Minimum qualifications:

• Bachelor's degree or equivalent practical experience.
• 4 years of experience in compliance, risk management, investigation, auditing, legal, or consulting.
• Experience in Know Your Customer (KYC) onboarding checks and due diligence, Anti-Money Laundering (AML) transaction monitoring, and regulatory reporting requirements, including the filing of Suspicious Activity Reports (SARs).

Preferred qualifications:

• 5 years of experience in regulatory compliance with a specialization in KYC/AML monitoring.
• Experience organizing data and applying business context to improve processes or operations.
• Experience working with, or strong exposure to highly regulated sectors, such as the payments industry.
• Expertise in regulatory guidelines around KYC, AML and CFT, and PMLA Rules etc.
• Attention to detail, and ability to actively meet high standards.

About The Job

The Google Payments Compliance team makes sure that our business is always operating in line with current financial regulations. Composed of master jugglers, this team balances Google's compliance requirements with the dynamic needs of our users and the values of our company. As part of this team, you get to be on the front line of our regulatory needs. This includes development and enhancement of policies, reporting and licensing needs, broad oversight, and working cross-functionally with teams internally and externally. Additionally, you proactively identify pain points and gaps in existing policy frameworks and find good solutions. You will play a key role in ensuring teams across Payments understand the criticality of being compliant. You are thorough in all you do and see to it that as Google pursues our next big idea, we always have our bases covered. In this role, you will help to ensure that our products and services stay in continuous compliance with regulations and internal policy requirements. You will need an understanding of how to navigate both internal and external relationships and be action oriented. You have a general working knowledge of the regulatory requirements to maintain licenses, specially in relation to Anti-Money Laundering (AML)/CFT and extant rules under the Prevention of Money Laundering Act 2002 (PMLA), financial investigations and reporting of Suspicious Transactions. You will monitor, report on, and help manage risks.

Responsibilities

• Assist with maintaining oversight of Payments Compliance legal and contractual obligations in India.
• Ensure policies and procedures are effective and are reflective of current compliance obligations.
• Oversee of the merchant onboarding and transaction monitoring program in India and fulfill end to end reporting obligations for it.
• Be experienced in transaction monitoring escalation reviews and SAR filing.
• Be an agent of change by leading controls initiatives with cross functional partners such as Engineering, Legal, Operations, Finance, and Product Management.

Google is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. See also Google's EEO Policy and EEO is the Law. If you have a disability or special need that requires accommodation, please let us know by completing our Accommodations for Applicants form.