Aml Analyst

Unity Small Finance Bank; Navi Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Unity Small Finance Bank is seeking an AML/KYC Compliance Specialist to identify and assess AML/KYC risks, review alerts, and manage STR reporting to APO/PO. You will monitor offline and thematic alerts, coordinate AML trainings, and respond to queries from LEAs and regulatory bodies.

The role requires strong knowledge of money laundering and terrorist financing acts, plus experience with name screening, alert quality reviews, and regulatory reporting frameworks.

Qualifications

• Sound understanding of acts/norms related to money laundering and terrorist financing.
• Monitoring of AML alerts generated through system and offline.
• Understanding of name screening activity.
• Quality review of alerts closed by L1 & L2 teams.
• Preparation of GOS, STR and reporting to APO/PO for review.
• Monitoring of thematic alerts based on AML scenarios defined.
• Tracking of LEAs letters, FIU-IND DOMC alerts and other regulatory requests.
• Proficient in drafting SOPs, circulars and advisories.
• Familiarity with RBI and FIU reporting including CTR, NTR, CCR, CBWTR, STR.
• Sound understanding of documentation and processes concerning KYC, name screening, and Re-KYC.

Responsibilities

• Identify and assess areas of compliance risk, particularly in AML and KYC domains.
• Quality review of Alerts closed by L1 & L2 team on periodic basis.
• End to End knowledge of STR preparation and reporting to APO/PO.
• Monitoring of offline/Thematic alerts.
• Handling and tracking of trainings related to AML.
• Assist with addressing queries from LEAs, FIU-IND, ED etc. relating to money laundering and Terrorist financing.
• Prepare, distribute, and diligently follow up on action items with various stakeholders w.r.t AML/KYC
• Understand, test, and extract actionable items from various circulars/advisories issued by regulatory bodies RBI/NPCI/CKYCR/UIDAI/FIU
• Follow and track items diligently till closure.

Skills

AML knowledge

KYC understanding

Regulatory compliance

Name screening

STR/CTR reporting

Job description

Role & responsibilities

• Identify and assess areas of compliance risk, particularly in Anti-Money Laundering (AML) and Know Your Customer (KYC) domains.
• Quality review of Alerts closed by L1 & L2 team on periodic basis.
• End to End knowledge of STR preparation and reporting to APO/PO.
• Monitoring of offline/Thematic alerts.
• Handling and tracking of trainings related to AML.
• Assist with addressing queries from LEAs, FIU-IND, ED etc. relating to money laundering and Terrorist financing.
• Prepare, distribute, and diligently follow up on action items with various stakeholders w.r.t AML/KYC
• Understand, test, and extract actionable items from various circulars/advisories issued by regulatory bodies RBI/NPCI/CKYCR/UIDAI/FIU
• Follow and track items diligently till closure.

Preferred candidate profile

Sound understanding on acts/norms related to Money laundering and terrorist Financing.

• Monitoring of AML alerts generated through System and offline
• Understanding of Name screening activity
• Quality review of alerts closed by L1 & L2 team
• Preparation of GOS, STR and reporting to APO/PO for review.

Monitoring of thematic alerts based on scenarios defined by AML

• Tracking of LEAs letter, FIU-IND DOMC alert and other regulatory bodies request.
• Proficient in drafting SOPs, circulars, and advisories.
• Familiarity with RBI and FIU reporting, including CTR, NTR, CCR, CBWTR, and STR.
• Sound understanding of documentation and processes concerning KYC, name screening, and Re-KYC.