ACM-Bikaner Retail

ABC - Aditya Birla Housing Finance Limited; Rajasthan; On-site; INR 500,000 - 700,000; Full time

Job summary

ABC - Aditya Birla Housing Finance Limited is seeking a diligent Risk and Credit Operations Associate to support basic transaction processing across ABHFL's business lines.

You will work under senior guidance to understand technical aspects, state and property considerations, and ensure risk assessments are performed consistently. The role requires close coordination with Risk, Credit Processing, Sales and Operations teams to enable informed decision making while upholding risk controls.

Responsibilities

• Execute risk and credit operations for basic transactions across ABHFL business lines.
• Seek guidance from seniors and gather insights on technical aspects as well as state/property considerations for risk assessment.
• Liaise with ABHFL Risk team members for clarifications on Legal-Technical evaluations, as required.
• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives.
• Coordinate with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations.
• Work with Sales and Operations teams for effective decision making and problem solving; escalate to RCM as required.

Job description

• Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
• Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
• Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required
• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
• Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required