Senior Commercial Underwriter

Intact Insurance (previously RSA); Dublin; Hybrid; EUR 65,000 - 90,000; Full time

Benefits offered by this job

Hybrid work model

Learning opportunities

Job summary

Intact Insurance Ireland is seeking a Senior Property & Liability Underwriter – Existing Business to grow and manage a profitable portfolio of Property, Liability and SME lines. You will combine technical underwriting excellence with strong broker relationships to deliver value and exceptional service.

Working with the Dublin Trading Team, you will apply risk appetite, pricing and terms within delegated authority while developing partnerships and driving portfolio performance.

Qualifications

• At least five years' relevant commercial insurance experience.
• CIP qualified, or equivalent; progress towards MDI/ACII is an advantage.
• Strong technical underwriting knowledge to assess risk and set terms within delegated authority.
• Sound commercial judgement focused on profitable growth and portfolio performance.
• Proven ability to build productive broker and customer relationships.
• Analytical, negotiation, communication and problem-solving skills.
• Ability to manage competing priorities and deliver high-quality outcomes.
• Customer-driven mindset with ability to handle queries and complaints within authority.
• Collaborative, adaptable and committed to continuous improvement.
• High standards of integrity, governance and regulatory awareness.

Responsibilities

• Underwrite for profitable growth within delegated authority for Property, Liability and SME risks.
• Drive portfolio performance and manage a panel of risks to deliver retention and revenue growth.
• Win and develop broker relationships aligned with underwriting appetite.
• Deliver technical excellence in risk selection, pricing and documentation.
• Provide a customer-driven experience and resolve queries within authority.
• Maintain underwriting controls and support audits and quality assurance.
• Use portfolio and market insights to shape risk selection and strategy.
• Collaborate across Underwriting, Distribution, Pricing, Claims and Risk Management.
• Build technical capability through coaching and knowledge sharing.
• Identify opportunities to simplify processes and improve the broker/customer experience.

Skills

Underwriting expertise

Broker relationships

Analytical skills

Negotiation

Communication

Problem solving

Prioritisation

Integrity and governance

Education

CIP qualified

MDI/ACII (advantage)

Job description

Senior Property & Liability Underwriter – Existing Business

We are looking for a commercially focused underwriter to profitably grow and manage a portfolio of Property, Liability and SME business.

You will combine technical excellence and sound commercial judgement with strong broker relationships to retain valued customers and deliver a second-to-none experience.

Working closely with colleagues across the Dublin Trading Team and wider business, you will contribute to our growth ambitions while maintaining underwriting discipline and operating within agreed risk appetite, delegated authority and technical standards.

Key Responsibilities

• Underwrite for profitable growth: Assess Property, Liability and SME risks and make timely, commercially sound decisions within delegated authority, underwriting standards and risk appetite.


• Drive portfolio performance: Manage an agreed panel of risks to deliver strong retention and sustainable revenue growth against agreed targets.


• Win and develop broker relationships: Build trusted broker partnerships aligned with our customer proposition, segment strategy and underwriting appetite.


• Deliver technical excellence: Apply consistent risk selection, pricing and underwriting judgement. Maintain high-quality records and clearly communicate the rationale for decisions.


• Provide a customer-driven experience: Understand broker and customer needs, manage expectations and deliver responsive, practical and sustainable solutions. Resolve queries and complaints within authority.


• Maintain strong underwriting controls: Contribute to technical audits, peer reviews and quality assurance activity, supporting a robust and effective control environment.


• Use insight to shape decisions: Apply portfolio, market, claims, competitor and broker insight to strengthen risk selection, business strategy and customer propositions.


• Collaborate end to end: Work effectively across Underwriting, Distribution, Pricing, Claims, Risk Management and Operations to deliver strong customer and commercial outcomes.


• Build technical capability: Provide guidance, coaching and referral support to colleagues, sharing expertise and raising underwriting standards across the team.


• Improve how we work: Identify and implement opportunities to simplify processes, strengthen underwriting performance and improve the broker and customer experience.


• Act with integrity: Maintain high standards of conduct, governance and regulatory compliance. Make fair, transparent and well-supported decisions.

Requirements

• At least five years' relevant commercial insurance experience, ideally across Property, Liability, SME or Commercial Combined business.


• CIP qualified, or an equivalent recognised insurance qualification. Progress towards MDI, ACII or another relevant advanced qualification would be an advantage.


• Strong technical underwriting knowledge, with the ability to assess risk, set appropriate terms and make effective decisions within delegated authority.


• Sound commercial judgement, supported by a clear understanding of profitable growth, pricing, risk appetite and portfolio performance.


• Proven ability to build productive relationships with brokers, customers and internal stakeholders.


• Strong analytical, negotiation, communication and problem-solving skills.


• Ability to manage competing priorities, make timely decisions and consistently deliver high-quality outcomes.


• A customer-driven and solution-focused mindset, with the confidence to manage queries, referrals, negotiations and complaints effectively.


• A collaborative and adaptable approach, with a commitment to sharing knowledge, supporting colleagues and continuously improving.


• High standards of integrity, accountability, governance and regulatory awareness.

Join Intact Insurance and make a difference every day.

Whether you're just beginning your career or looking to take the next progressive step, Intact Insurance Ireland is where you can be yourself, learn and develop, and where your ideas matter.

With offices in Belfast, Galway, and Dublin, we've embraced hybrid work, empowering our people to work flexibly and deliver great service to our customers every day.

We want you to thrive and grow with us – and we'll give you all the tools, flexibility and learning opportunities you need to do it.

And, if you bring your best, then we promise to give you, our best.

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact Insurance's commitment to you in exchange for living our Values, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Regulatory Requirements

If this role is defined as a \"controlled function\" by the Central Bank Reform Act 2010 Regulations 2011. Any appointment will be conditional on the company being satisfied that you meet the requirements as set out in the Fitness & Probity standards issued in this Act.

Intact Insurance Ireland DAC and its affiliate companies consider applicants on the basis of qualifications and without regard to race, colour, religion, sex, national origin, age, marital or veteran status, sexual orientation, disability or any other legally protected status.