Regulatory Risk Manager.

AIB; Dublin; Hybrid; EUR 90,000 - 130,000; Full time

Job summary

AIB is seeking an IRB Regulatory Risk Manager to lead regulatory interpretation within the Enterprise IRB Programme. You will work across Credit Risk Modelling, Validation, and Compliance, guiding IRB policies and ensuring regulatory control alignment.

The role requires effective collaboration with senior stakeholders, strong analytical abilities, and a proactive, self-starting mindset in a hybrid Dublin office setup.

Qualifications

• 5+ years of experience interpreting prudential regulatory requirements.
• Knowledge of AIB's credit risk control environment.
• Strong relationship-building and decision-making with senior leaders.
• Self-motivated with initiative in a dynamic environment.
• Excellent analytical, problem-solving and communication skills.

Responsibilities

• Provide regulatory guidance to IRB programme colleagues via engagement and forums.
• Develop knowledge of internal IRB control environment to guide internal controls.
• Attend technical advisory forums and model change assessment forums to provide regulatory input.
• Coordinate regulatory workstream activities and ensure evidence-based decision points.
• Engage cross-functionally to achieve deliverables and communicate outcomes clearly.

Skills

Regulatory interpretation

Credit risk knowledge

Stakeholder engagement

Analytical thinking

Communication skills

Job description

At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You’ll treat colleagues and customers with fairness and Show Respect, and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.

Role Title: IRB Regulatory Risk Manager

Location: Central Park or Molesworth Street (3 days in office)

Summary Of Role

The role is positioned within the Regulatory Interpretation workstream of the Enterprise Internal Ratings Based (IRB) Programme which sits within AIB’s Risk Function.

The main objective of the Enterprise IRB Programme is to deliver a comprehensive IRB infrastructure and model suite which will deliver broad benefits to the Group including regulatory compliance, capital management and enhanced business decision making. The Regulatory Interpretation workstream is an enablement workstream that supports all other IRB Programme workstreams to ensure that the Group’s IRB rating systems are regulatory compliant. This opportunity will suit someone with experience of interpreting prudential regulations and/or someone with a Credit risk background with an understanding of regulatory guidelines that underpin the Credit Policy suite.

The ideal candidate will be a self-starter capable of bringing colleagues from different viewpoints together to achieve optimum solutions. The candidate will demonstrate willingness to expand within the role given that the role also requires broader enterprise engagement. The role provides an opportunity to influence enhancements to the control environment for IRB and to work alongside internal and external colleagues with a broad spectrum of experience across Credit Risk Modelling & Validation, Credit Risk Management, Business Lending, Data Management, Regulatory Compliance and Technical Implementation.

We're Looking For Someone Who Can

• Develop and maintain up-to-date knowledge of IRB regulatory requirements by leveraging both programme and Group compliance processes.
• Provide support in the provision of regulatory guidance to IRB programme colleagues via engagement
• Develop knowledge of internal IRB control environment in order to be in a position to provide guidance on internal controls required to mitigate IRB regulatory risks
• Attend various fora (eg technical advisory forum and model change assessment forum) to provide regulatory input on proposals. Ensure that decision points are adequately evidenced.
• Assume responsibility for managing the Regulatory Workstream ways of working with other workstreams in the Programme.
• Leverage internal and external programme resources through effective engagement and collaboration to achieve deliverables.
• Communicate outcomes and recommendations clearly to technical and non-technical audiences.
• Provide support in the planning process for the workstream.

AIB Brand Values

It is a given that the role holder will be a strong role model of the AIB Values: Put Customers First| Be One Team | Own the Outcome | Drive Progress | Show Respect | Eliminate Complexity

Minimum Criteria

• 5+ Years experience of interpretating prudential regulatory requirements and/or knowledge of AIB’s credit risk control environment.
• Strong relationship-building/decision making skills to successfully collaborate with senior leaders in cross-functional areas.
• Highly motivated, with a proven ability to work on own initiative within a challenging and dynamic work environment.
• Strong influencing skills to challenge solutions and requirements with senior stakeholders and influencing outcomes and key decisions with escalations as required
• Excellent analytical, problem-solving and communication skills.

Why Work For AIB

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

As part of the selection process, the successful applicant will be expected to demonstrate the AIB Behaviours and ability in the Behavioural and Technical Capabilities reflected below

Please note that the capabilities will only be asked at interview stage.

Technical Capabilities

• 1 -Depth of Technical Knowledge in Prudential Regulatory Requirements and/or Credit Risk Analysis
• 2 -Negotiation and Influence
• 3- Technical Communication/Presentation

Behavioural Capabilities

• 4 – Manages Ambiguity
• 5 - Ensures Accountability
• 6 - Collaborates

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Nicole Pasquetti, at [e-mail] for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at [e-mail]

Application Deadline: 25th September 2026