Regulatory Reporting Analyst

U.S. Bank; Ireland; On-site; EUR 65,000 - 95,000; Full time

Job summary

U.S. Bank Europe DAC is seeking a Regulatory Reporting professional to produce and review regulatory returns across its European entities.

The role involves data analysis, reconciliation, and ensuring compliance with evolving regulatory requirements. The ideal candidate has 3+ years in regulatory or financial reporting, strong Excel/analytical skills, and a collaborative approach to governance and process improvements.

Qualifications

• 3+ years' experience in Regulatory Reporting, Financial Reporting, Treasury Reporting or Risk Reporting.
• Strong understanding of prudential banking regulations and reporting requirements.
• Excellent verbal and written communication skills.
• Strong organisational skills and ability to manage competing deadlines.

Responsibilities

• Assist the preparation, review and submission of regulatory returns for U.S. Bank Europe DAC and related entities.
• Ensure submissions are completed accurately and within regulatory deadlines.
• Perform reconciliations and analytical reviews between returns, GL balances, risk systems and MIS.
• Investigate and resolve reporting discrepancies and data quality issues.
• Support interpretation of new regulatory requirements and change initiatives.
• Contribute to governance, controls, data management and reporting metrics.

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.

We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.

We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.

Job Description

Key Responsibilities

Regulatory Reporting Production & Review

• Assist the preparation, review and submission of regulatory returns across U.S. Bank Europe DAC and associated European entities.
• Ensure submissions are completed accurately and within regulatory deadlines.
• Perform detailed reconciliations and analytical reviews between regulatory returns, general ledger balances, risk systems and management information.
• Investigate and resolve reporting discrepancies, data quality issues and validation exceptions.

Regulatory Interpretation & Change Management

• Support the interpretation and implementation of new regulatory requirements issued by:
• European Banking Authority (EBA)
• European Central Bank (ECB)
• Central Bank of Ireland (CBI)
• Local European regulators
• Assess the impact of regulatory changes on existing reporting processes and systems.
• Participate in regulatory reporting projects including CRR/CRD developments, taxonomy upgrades, system enhancements and business change initiatives.
• Contribute to regulatory reporting framework enhancements and control improvements.

Governance & Controls

• Maintain a strong control environment supporting all reporting activities.
• Ensure procedures, methodologies and control evidence are properly documented.
• Support internal audits, external audits and regulatory reviews.
• Prepare evidence and documentation required for governance committees and regulatory examinations.
• Escalate material issues and risks in accordance with established governance processes.

Data Management & Analysis

• Analyse large data sets to identify trends, anomalies and reporting impacts.
• Partner with Data Governance, Finance, Risk and Technology teams to improve data quality.
• Support implementation of data lineage, data controls and data governance initiatives.
• Develop management information and reporting metrics to enhance oversight of regulatory processes.
• Utilise technology and automation tools to improve reporting efficiency and reduce operational risk.

Qualifications & Experience Essential

• 3+ years' experience within:
• Regulatory Reporting
• Financial Reporting
• Treasury Reporting
• Risk Reporting
• Banking Finance
• Strong understanding of prudential banking regulations and reporting requirements.
• Advanced Excel skills / Data Management Skills.
• Experience performing reconciliations, control reviews and analytical assessments.
• Excellent verbal and written communication skills.
• Strong organisational skills and ability to manage competing deadlines.
• Bachelor's degree in accounting or finance, or equivalent work experience

Skills & Experience

• Experience with COREP, FINREP, LCR, NSFR or statistical reporting.
• Experience with regulatory reporting systems and data warehouses.
• Knowledge of SQL, Power BI, Alteryx, Python or other analytical tools.
• Experience working with European banking regulators.
• Knowledge of CRR, CRD, EBA reporting frameworks and ECB supervisory expectations.

This position is not eligible for visa sponsorship.

Accessibility

We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.

Total Rewards

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.

We offer a market-competitive compensation package that includes:

• Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
• Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
• Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).
• Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
• Employee recognition programs that celebrate achievements and milestones for all.

We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.

We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.

Closing Date

Posting may be closed earlier due to high volume of applicants.

We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.