Mortgage Credit Policy Lead — Global Risk & Growth

Revolut Ltd; Ireland; On-site; EUR 90,000 - 120,000; Full time

Job summary

Revolut is seeking a Mortgage Credit Manager to design credit risk policies and drive the rollout of mortgage lending in Lithuania. You will validate underwriting strategies and coordinate risk controls across first and second lines, ensuring regulatory compliance and scalable processes.

You will work with data teams to build and scale underwriting systems, monitor KPIs, adjust risk-return parameters, and mentor the credit risk team as Revolut expands its mortgage product globally.

Qualifications

• Experience managing credit risk for mortgage products or similar.
• Bachelor's degree in economics, maths, engineering, or a quantitative field.
• Knowledge of credit policy governance, risk models, and speed to market.
• Experience working through 2nd/3rd line of defence.
• Strong analytical and communication skills with ability to explain complex concepts.

Responsibilities

• Design mortgage lending policies, procedures, and frameworks.
• Scale global underwriting systems balancing risk, efficiency, and customer experience.
• Make data-driven decisions with a focus on marginal decision-making.
• Manage credit limits, risk pricing, retention, and regulatory changes.
• Support budgeting, forecasts, and market trend analysis with data insights.
• Monitor KPIs and ensure decisions are accurate and compliant.
• Provide training to strengthen credit risk culture and governance.
• Collaborate with product teams to enhance the mortgage product.

Skills

Credit risk management

Mortgage lending

Underwriting

Data analysis

Regulatory knowledge

Communication

Education

Bachelor's degree in quantitative field

Tools

SQL

R

Python

Job description

Revolut is seeking a Mortgage Credit Manager to design credit risk policies and drive the rollout of mortgage lending in Lithuania. You will validate underwriting strategies and coordinate risk controls across first and second lines, ensuring regulatory compliance and scalable processes.

You will work with data teams to build and scale underwriting systems, monitor KPIs, adjust risk-return parameters, and mentor the credit risk team as Revolut expands its mortgage product globally.