MLRO - Payments Fintech

Lincoln Recruitment Specialists; Dublin; Hybrid; EUR 120,000 - 190,000; Full time

Benefits offered by this job

Hybrid work

Job summary

Lincoln Recruitment Specialists is seeking an experienced MLRO (PCF-52) for an EU entity in Ireland. The role covers ownership of the AML/CFT programme, regulatory reporting, and liaison with authorities. Hybrid work arrangement requires 1 day in the office per week.

You will lead audits, coordinate with Central Bank of Ireland and FIU Ireland, and collaborate with group compliance to embed Irish requirements. Strong regulatory engagement and data analytics are essential.

Qualifications

• Extensive AML/CFT knowledge and 5+ years in a senior compliance/MLRO role.
• Familiarity with Irish laws: Criminal Justice Acts 2010-2021 and EU AML directives.
• Proven track record of engaging with Central Bank of Ireland.

Responsibilities

• Own the Irish AML/CFT programme end to end.
• Act as designated MLRO (PCF52) for reporting STRs to FIU Ireland and ROS.
• Liaise with Central Bank of Ireland, FIU Ireland, banks, and other authorities.

Skills

AML/CFT

Regulatory reporting

Regulatory engagement

Audits

Job description

A dynamic and fast-growing payments fintech are looking to hire a MLRO (PCF-52) for its EU entity.

Hybrid - 1 day per week in the office.

Key responsibilities:

• Own the Irish AML/CFT programme end to end, ensuring full alignment with the Criminal Justice Acts 2010 to 2021, CBI guidelines, and EU AML directives as transposed into Irish law.


• Act as designated MLRO (PCF52): receive, assess, and report suspicious transactions to FIU Ireland and ROS, and oversee the investigation, escalation, and documentation of all STRs.


• Be the primary point of contact with the Central Bank of Ireland, FIU Ireland, banking partners, and other competent authorities - managing inspections, correspondence, notifications, and licensing obligations.


• Lead and manage internal and external AML/CFT audits, own the remediation tracker, and make sure findings are closed properly and on time.


• Prepare board-level MI and compliance reports.


• Collaborate with global compliance counterparts to embed Irish regulatory requirements into the group framework, and support wider Group compliance initiatives as they arise.


• Use AI tools to accelerate drafting of regulatory correspondence, policy documents, and compliance reports.

Key requirements:

• At least 5 years in a senior compliance or MLRO role within an Irish or EU-regulated financial services or payments institution.


• Comprehensive, working knowledge of the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010 to 2021, CBI AML/CFT requirements, and the EU AML Directives as transposed into Irish law.


• Proven track record of direct regulatory engagement with the Central Bank of Ireland.


• Experience managing or mentoring compliance staff and driving operational improvements in a live, regulated environment.


• Strong analytical skills with comfort handling data.