Functional Analyst

SMBC Group; Dublin; Hybrid; EUR 44,000 - 82,000; Full time

Benefits offered by this job

Hybrid working

Private medical insurance

Life and disability insurance

Learning & development opportunities

Career progression opportunities

Job summary

SMBC Group is seeking a Technical Functional Analyst to design, analyse, and support API-based services and Open Banking capabilities for corporate clients in the EMEA region. You will work with stakeholders, developers, and partners to ensure a secure, scalable API ecosystem under an agile framework.

The role focuses on API design, integration support, Open Banking enablement, and governance. Hybrid working and a competitive benefits package are offered.

Qualifications

• Experience in banking/transaction banking preferred.
• Strong understanding of API technologies incl. REST/JSON/OAuth2.
• Familiarity with Open Banking frameworks and regulatory standards.
• Experience with system testing, API testing and automation.
• Exposure to API gateways, developer portals and cloud-based integration platforms.

Responsibilities

• Gather and analyse business & regulatory requirements for API and Open Banking services.
• Translate functional needs into technical specifications and user stories.
• Collaborate with architects and developers to design RESTful APIs for payments, collections, liquidity and reporting.
• Support integration with internal systems and external platforms (ERP, fintechs, partner banks).
• Contribute to Open Banking enablement and ensure security, authentication and consent management.
• Define and execute test cases for API functionality, performance and security.
• Liaise with business units and external partners to ensure alignment and smooth delivery.
• Maintain API documentation, data flow diagrams and integration guides.

Skills

API technologies

Open Banking

REST APIs

OAuth2

OpenAPI specs

Regulatory standards

Tools

API gateways

Developer portals

Cloud integration platforms

Job description

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United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

As a Technical Functional Analyst in the Cash Management Solutions (CMS) team, you will play a key role in designing, analysing and supporting the delivery of API-based services and Open Banking capabilities.

You will work closely with business stakeholders, developers and external partners to ensure that our API ecosystem supports secure, scalable and compliant Cash Management services for our Corporate clients.

This role is part of a rapidly growing CMS Team with a large and strategic mandate under the Transaction Banking Programme, focused on transforming how we deliver Cash Management services across EMEA.

Digital channels are increasingly a substitute of relationship management for day-to-day activities.

The goal of the CMS Team is to ensure that our channels provide an excellent service to our customers by being fully efficient, effective and up to date.

The market in which we operate is changing rapidly and we need to be able to respond to change in an efficient and agile manner.

Understanding market trends and being able to define what is more beneficial to the Bank and its clients is a very important aspect of this role.

Requirements Analysis & Documentation

Gather and analyse business and regulatory requirements for API and Open Banking services.

Translate functional needs into technical specifications and user stories.

API Design & Integration Support

Collaborate with architects and developers to design RESTful APIs for payments, collections, liquidity and reporting.

Support integration with internal systems and external platforms (e.g., ERP, fintechs, partner banks).

Open Banking Enablement

Contribute to the implementation of Open Banking standards (e.g., PSD2, ISO 20022).

Ensure APIs meet security, authentication and consent management requirements.

Testing & Quality Assurance

Define and execute test cases for API functionality, performance and security.

Support automated testing efforts using tools such as Postman, SoapUI or JMeter.

Stakeholder Collaboration

Liaise with business units, compliance teams and external partners to ensure alignment and smooth delivery.

Provide technical support during onboarding and integration phases.

Governance & Documentation

Maintain API documentation, data flow diagrams and integration guides.

Ensure deliverables meet internal governance, audit and regulatory standards.

The anticipated salary range for this role is €44,000.00 – €82,000.00, with the final offer determined based on the candidate’s skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.

Experience

Required Skills & Experience

Experience in the banking industry, ideally within Corporate or Transaction Banking.

Strong understanding of API technologies, including REST, JSON, OAuth2 and OpenAPI specifications.

Familiarity with Open Banking frameworks and regulatory standards.

Experience with system testing, including API testing and automation.

Exposure to API gateways, developer portals and cloud-based integration platforms.

Personal Attributes

Meticulous and detail-oriented, with a strong commitment to accuracy.

Quick to learn and adapt to evolving technologies and standards.

Proactive communicator who values collaboration and clarity.

Self-motivated and confident in taking ownership of tasks.

Organised and diligent in documentation and follow-through.

Inclusive mindset, with a strong belief in diverse perspectives and equitable leadership.

Customer Focus

Driving Change

Driving Results

Judgement and Decision Making

Strategic and Visionary

Trust and Integrity

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
• Access a wide range of learning and development opportunities and career progression opportunities

About SMBC

A trusted partner for the long term
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.
Find out more about what we do and who we are at https://www.smbcgroup.com/emea/careers