Fintech Asset Modelling & Forecasting Lead

auxmoney; Dublin; Hybrid; EUR 90,000 - 120,000; Full time

Benefits offered by this job

Flexible working hours

Home office policy

Health insurance

Office ergonomics

Growth opportunities

Job summary

auxmoney, a leading European fintech, invites applications for a senior credit modelling role within the Finance team in Dublin. You will own asset modelling for consumer loan portfolios, turning repayment patterns, delinquencies, cures, prepayments and macro scenarios into forecasts and clear explanations of movements.

You will collaborate with Credit Risk, build robust models, monitor performance, and drive governance, data quality and automation in a data‑driven, tech-led environment.

Qualifications

• Strong modelling background with forecasting, monitoring, and attribution work in banking, fintech or consumer finance.
• Hands-on command of Python and SQL, and ability to apply statistical/econometric methods with simplicity in mind.
• IFRS 9 / ECL concepts (staging, lifetime vs 12-month horizons, scenario thinking) knowledge.
• Comfort with real-world data: define defaults, construct cohorts, manage backfills in imperfect data.
• Clear communicator: explain modelling choices to non-modellers and translate analysis into decisions.
• Fintech and innovation driven: motivated by a tech-led, entrepreneurial environment and continuous improvement.

Responsibilities

• Own forecasting models for unsecured consumer loan portfolios, building and enhancing them over time.
• Run and improve monitoring, track performance against forecast, surface drift and early warning signals.
• Lead attribution analysis, decompose variances into drivers and narrate to stakeholders.
• Build stress-testing and scenarios translating macro assumptions into portfolio outcomes.
• Ensure governance and reproducibility: model documentation, validation checks, change logs, reproducible runs.
• Improve data and pipelines by strengthening data quality, features, automation and alerting.

Skills

Python

SQL

Forecasting

Credit risk

IFRS 9

Job description

auxmoney, a leading European fintech, invites applications for a senior credit modelling role within the Finance team in Dublin. You will own asset modelling for consumer loan portfolios, turning repayment patterns, delinquencies, cures, prepayments and macro scenarios into forecasts and clear explanations of movements.

You will collaborate with Credit Risk, build robust models, monitor performance, and drive governance, data quality and automation in a data‑driven, tech-led environment.