Credit Controller

Morgan McKinley; Cork; On-site; EUR 40,000 - 50,000; Full time

Benefits offered by this job

On-site parking

Annual bonus opportunities

Professional development

Job summary

Morgan McKinley in Cork, Ireland, seeks a Credit Controller on-site to manage the debtor ledger, reduce DSO, and minimize bad debt. You will work with sales, accounts, and operations to enforce credit policies and resolve billing queries promptly.

The role requires 3+ years in Credit Control, proficiency with ERP systems, and excellent communication. On-site, permanent full-time position with a competitive salary.

Qualifications

• 3+ years of hands-on experience in Credit Control, Accounts Receivable, or Collections in Ireland.
• On-site 5 days a week at Cork office.
• Proficiency with ERP/accounting systems and advanced MS Excel (VLOOKUPs, Pivot Tables).
• Strong verbal and written communication with negotiation skills.
• Structured approach to conflict/query resolution and attention to detail.

Responsibilities

• Debtor Management: actively collect outstanding debts across client accounts via phone, email, and follow-ups.
• Cash Allocation: post and reconcile incoming payments to accounts in a timely manner.
• Credit Assessment: evaluate credit applications, monitor credit risk and establish credit limits.
• Query Resolution: investigate and resolve invoice disputes or discrepancies.
• Reporting & Analysis: prepare aging debt reports and DSO analysis for management.
• Legal & Debt Recovery: manage escalation or referrals when required.
• Policy Compliance: adhere to credit policies and governance procedures.

Skills

Credit control experience

Communication skills

Problem solving

Education

Accounting/Finance qualification

IICM certification (preferred)

Tools

SAP

Sage

Oracle

MS Dynamics

Xero

Excel (advanced)

Job description

Position: Credit Controller / Senior Credit Controller

Location: Cork, Ireland

Salary Range: €40,000 – €50,000 per annum (Depending on Experience)

Working Pattern: Full-Time, 5 Days On-Site

Employment Type: Permanent / Full-Time

About the Role

We are seeking a proactive, results-driven Credit Controller to join our finance team on-site in Cork.

In this role, you will play a critical part in managing the end-to-end debtor ledger, reducing Days Sales Outstanding (DSO), and minimizing bad debt exposure. Working directly with our sales, accounts, and operations teams, you will establish strong customer relationships while enforcing structured credit policies and resolving billing queries promptly.

Key Responsibilities

• Debtor Management: Actively collect outstanding debts across client accounts via phone, email, and scheduled follow-ups.
• Cash Allocation: Ensure incoming payments, bank transfers, and cheques are accurately posted and reconciled to individual accounts in a timely manner.
• Credit Assessment: Evaluate new and existing customer credit applications, analyze financial health, set appropriate credit limits, and monitor credit risk.
• Query Resolution: Collaborate with account managers and customer service to investigate, track, and resolve invoice disputes or billing discrepancies quickly.
• Reporting & Analysis: Prepare weekly/monthly aging debt reports, cash flow forecasts, and DSO analysis for senior management.
• Legal & Debt Recovery: Identify high-risk or delinquent accounts early and manage formal escalation, legal proceedings, or third-party collection agency referrals when required.
• Policy Compliance: Maintain adherence to company credit control policies, Irish consumer/commercial credit guidelines, and internal governance standard operating procedures.

Key Requirements

• Experience: 3+ years of hands-on experience in a Credit Control, Accounts Receivable, or Collections role in Ireland.
• Location & Presence: Ability to work on-site 5 days a week at our Cork office location.
• Software Proficiency: Strong working knowledge of major ERP/Accounting systems (e.g., SAP, Sage, Oracle, MS Dynamics, or Xero) and intermediate-to-advanced MS Excel skills (VLOOKUPs, Pivot Tables).
• Communication Skills: Exceptional verbal and written communication skills with a proven track record in firm yet diplomatic negotiation.
• Problem-Solving: Strong numerical accuracy, attention to detail, and a structured approach to conflict/query resolution.

Preferred Qualifications & Attributes

• Relevant qualification in Accounting, Finance, or Credit Management (e.g., IICM certification) is a plus.
• Prior experience in a fast-paced corporate, manufacturing, distribution, or shared services environment.
• Self-motivated with the ability to work independently in an on-site team setting.
• Competitive base salary of €40,000 – €50,000 (commensurate with experience).
• On-site parking provided.
• Annual performance bonus opportunities.
• Continuous professional development and career advancement paths.