VP of Product, Design, and Research

Amar Bank; Daerah Khusus Ibukota Jakarta; On-site; USD 30.000 - 50.000; Full time

Job summary

A leading financial institution in Jakarta is seeking a seasoned Product Leader to shape their digital loan products. This role involves strategic leadership, product governance, and team development, ensuring alignment with the bank's growth goals. The ideal candidate will have extensive experience in product management, particularly in B2C digital loans, and possess a strong understanding of the Indonesian financial ecosystem. If you're passionate about driving innovation and leading high-performing teams, this opportunity is for you.

Qualifications

• 8+ years of experience in product leadership roles.
• 4+ years managing B2C digital loan applications.

Responsibilities

• Define and drive a customer-centric product strategy.
• Manage the entire product line lifecycle.
• Lead three functional groups: Product Management, Design, Research.

Skills

Customer focus

Experimentation

Focus on Result

Ownership mindset

Grit

Resilience

Engagement

Influence

Autonomy

Product analytics

Education

Master’s degree or MBA

Tools

Looker

Mixpanel

Statsig

AB Tasty

JIRA

Job description

This role is accountable not only for building great products (strategy & innovation), but also for establishing robust product governance & world-class product culture that promotes core values of Customer focus, Experimentation, and Focus on Result.

Responsibilities:

1. Strategic & Portfolio Leadership
2. Define and drive a customer-centric, data-informed product strategy aligned with Amar Bank’s purpose and growth goals.
3. Prioritize and govern multiple product lines at different maturity stages—balancing innovation with operational and regulatory stability.
4. Lead, define, represent, and communicate Digital Product Line Vision, Strategy, and OKRs for all stakeholders.
5. Lead, define, represent, and communicate quarterly key strategic cross-product line strategies and initiatives for all stakeholders.
6. Own key strategic initiatives from product line discovery, delivery, experimentation, and effectively communicate progress & outcomes with top-level stakeholders (Business Heads, CTO, CEO).
7. Manage the entire product line lifecycle from discovery, delivery, deployment, marketing, to retirement.
8. Become the key product evangelist and participate in press activities, conferences, discussions with thought leaders, and market analysts.

1. Product Governance & Risk Management
2. Establish and enforce product governance processes across ideation, development, rollout, and sunsetting.
3. Ensure compliance with OJK/BI requirements, data privacy laws, and internal control frameworks.
4. Collaborate with Risk, Compliance, Legal, and Internal Audit to integrate checkpoints and traceability into product delivery.
5. Drive documentation standards, audit readiness, and approval flows (e.g., Product Committee reviews, risk assessments).

1. Team Leadership & Development
2. Lead three functional groups: Product Management, Design, Research.
3. Mentor senior leaders across the team, instill a culture of customer focus, experimentation, focus on results, and ownership.
4. Create clarity in structure, accountability, and cross-functional collaboration across teams.
5. Determine the overall product organization team improvement vision & semester direction.
6. Ensure that the product organization structure, manpower planning, and budget allocation are effective.
7. Build high-performing teams and processes to deliver products that meet customer needs and company objectives.

Requirements:

1. 8+ years of experience in product leadership roles.
2. 4+ years of experience managing B2C digital loan applications (BNPL/Cash Loan).
3. Ownership mindset, drive to learn, grit & resilience.
4. Proven ability to engage and influence C-level stakeholders across product, technology, and business functions, operating with a high degree of autonomy—translating goals into actionable strategies, setting governance standards, and driving execution without close oversight.
5. Mastery of product analytics, operations, discovery, delivery, experimentation, and governance.
6. Proven experience establishing or operating within robust product governance frameworks & cultivating a world-class product culture (Discovery/Experimentation/Analytics).
7. Fluent in English, both written and verbal.

Bonus Points If:

1. A Master’s degree or MBA is highly desirable.
2. Proven experience managing B2C loan products in international or multi-market environments.
3. Experience managing product managers, designers, & researchers directly.
4. Strong understanding of the financial services system and compliance responsibilities at the product level.
5. Familiar with Product Analytics Tools (Looker, Mixpanel), A/B Testing tools (Statsig, AB Tasty), screen-recording tools, JIRA.
6. Deep understanding of digital loans, digital banking, SME Banking, and Embedded Banking.
7. Strong grasp of Indonesia’s financial ecosystem and regulatory landscape, including dealings with OJK, Bank Indonesia, and industry associations.
8. Strong understanding of the Indonesian market & customer behavior.
9. Fluent in Bahasa Indonesia, both written and verbal.