Unsecured Loan, Operation, SeaBank

SeaBank Indonesia; Jakarta Pusat; On-site; IDR 55,800,000 - 89,280,000; Full time

Job summary

Anda juga diharapkan memahami proses kredit dan ketentuan regulasi yang berlaku. Bersedia bekerja dengan target, berdomisili di Jakarta Pusat, dan mengikuti regulasi internal perusahaan.

Qualifications

• Memiliki pengalaman minimal 1 tahun di sektor kredit perbankan.
• Mersiapkan diri untuk bekerja dengan target serta memiliki kemampuan komunikasi yang baik.
• Memiliki pengetahuan yang baik tentang proses kredit.
• Pengetahuan mengenai ketentuan/regulasi akan menjadi nilai tambah.
• Dapat bekerja mandiri maupun dalam tim.

Responsibilities

• Melakukan pemeriksaan pra-pencairan, pencairan kredit, dan pemeriksaan pasca-pencairan kredit.
• Mengecek aplikasi kredit melalui telepon kepada debitur.
• Melakukan rekonsiliasi data pencairan pinjaman.
• Melakukan verifikasi identitas debitur secara akurat & cepat.
• Menindaklanjuti hasil verifikasi debitur dan data pinjaman.
• Membantu menangani dan menyelesaikan keluhan debitur.
• Melaksanakan seluruh aktivitas kerja sesuai regulasi dan ketentuan internal perusahaan.

Skills

Target oriented

Communication skills

Credit process knowledge

Regulatory knowledge

Teamwork

Education

Bachelor's degree (any major)

Job description

Deskripsi Pekerjaan

• Carry out pre-loan disbursement checks, loan disbursement and post-loan disbursement checks
• Verify the loan application by telephone call to the debtor
• Carry out the necessary reconciliation of loan data disbursement
• Carry out further verification of the debtor's identity which is determined accurately & quickly
• Carry out the necessary follow-up on the results of debtor and loan data verification
• Assist in handling & resolving debtor complaints
• Carry out every work activity in accordance with regulatory regulations & company internal provisions

Persyaratan

• Bachelor's degree in any major
• Minimum of 1 (one) year experience in the banking credit sector
• Willing to work with targets and have good communication skills
• Have good knowledge regarding the credit process
• Having good knowledge regarding regulatory provisions will be an added value
• Able to work individually and in a team