Secured Loan Department Head - Credit Control Services, Operations, SeaBank

SeaBank Indonesia; Jakarta Pusat; On-site; IDR 150,000,000 - 250,000,000; Full time

Job summary

SeaBank Indonesia sedang mencari profesional di bidang kredit untuk memimpin verifikasi persetujuan pencairan, serta menilai jaminan sesuai regulasi. Anda akan menghasilkan laporan internal dan eksternal tepat waktu mengenai gambaran portofolio kredit dan memastikan sentralisasi administrasi kredit.

Posisi ini membutuhkan minimal gelar sarjana, pengalaman 4 tahun di industri perbankan, serta pemahaman BI, peraturan OJK, akuntansi, isu hukum, dan proses litigasi.

Qualifications

• Gelar sarjana di bidang terkait.
• Pengalaman minimal 4 tahun di industri perbankan, khususnya kredit/ pinjaman terjamin.
• Pemahaman BI, regulasi OJK, dan hukum terkait aktivitas perbankan.
• Memahami isu akuntansi dan proses litigasi.

Responsibilities

• Tinjau dan verifikasi persetujuan pencairan kredit untuk memastikan kepatuhan dengan regulasi yang berlaku.
• Buat laporan penilaian jaminan sesuai dengan persyaratan regulatory.
• Siapkan dan sampaikan laporan portofolio kredit secara tepat waktu (internal & eksternal).
• Pastikan dan validasi sentralisasi administrasi kredit untuk kredit pra & pasca komersial serta kredit konsumen.
• Mengawasi dokumentasi berkas kredit di seluruh cabang hingga upcountry.
• Pantau aktivitas kredit melalui pelaporan rutin untuk menjaga kepatuhan dan pengendalian risiko.

Skills

BI

Regulatory knowledge

Accounting knowledge

Legal issues

Litigation process understanding

Education

Bachelor’s degree in any major (Economics, Management, Admin, Accounting)

Job description

Deskripsi Pekerjaan

• Review and verify credit disbursement approvals to ensure all Credit Disbursement Process comply with applicable regulations
• Conduct and prepare collateral assessment reports in accordance with regulatory requirements
• Prepare and deliver timely, accurate internal and external reports on credit portfolio overview
• Ensure and validate the centralization of credit administration for both pre/post commercial and consumer credit
• Oversee proper documentation of credit files across all upcountry branches
• Monitor credit activities through regular reporting to ensure ongoing compliance and risk control

Persyaratan

• Bachelor’s degree in any major, preferably Economics, Management, Administration and Accounting.
• Min. 4 years relevant experience in banking industry, especially in credit / secured loan.
• Mastering BI, OJK regulations and applicable laws related to bank activities.
• Understand accounting and legal issues.
• Understand the litigation process.