Unsecured Loan Department Head - Credit Control Services, Operations, SeaBank

amIT Global Solutions Sdn Bhd; Indonesia; On-site; IDR 89,280,000 - 178,560,000; Full time

Job summary

amIT Global Solutions Sdn Bhd mencari kandidat berpengalaman untuk posisi Analis Inspeksi Kredit. Anda akan meninjau laporan sebelum dan sesudah pencairan, memverifikasi hasil pemeriksaan tim kredit tanpa jaminan, serta menangani keluhan debitur yang eskalasi ke Level 2.

Posisi ini menuntut pemahaman mendalam tentang BI, regulasi OJK, serta proses litigasi. Peran ini melibatkan koordinasi lintas fungsi dan dukungan terhadap pengembangan proses kredit digital.

Qualifications

• Gelar sarjana di bidang ekonomi/manajemen/akuntansi/administrasi.
• Minimal 5 tahun pengalaman relevan di industri perbankan, khususnya kredit.
• Menguasai BI, regulasi OJK, serta undang-undang terkait aktivitas perbankan.
• Memahami isu akuntansi dan isu hukum.
• Memahami proses litigasi.

Responsibilities

• Tinjau laporan inspeksi sebelum dan sesudah pencairan kredit.
• Validasi akurasi dan reliabilitas hasil pemeriksaan oleh tim kredit tanpa jaminan.
• Tinjau ketepatan waktu penyelesaian keluhan debitur yang eskalasi L2.
• Berikan rekomendasi penyelesaian masalah dari sisi operasional dan administrasi kredit.
• Koordinasi dengan pemangku kepentingan terkait pengembangan proses pinjaman digital.
• Pantau seluruh aktivitas inspeksi terkait pinjaman melalui jalur yang disetujui TGU.
• Berikan rekomendasi berbasis temuan inspeksi.

Skills

Regulatory knowledge (OJK)

Banking operations understanding

Litigation awareness

Education

Bachelor's degree in Economics/Management/Accounting/Administration

Tools

BI

Job description

Deskripsi Pekerjaan

• Review and verify inspection reports prior to and after credit disbursement.
• Validate the accuracy and reliability of examination results conducted by the unsecured loan team, covering customer and credit status.
• Review the timeliness and accuracy of issue resolution for debtor complaints escalated by Level 2 (L2).
• Provide recommendations for issue resolution from an operational and credit administration perspective.
• Coordinate with relevant stakeholders on developments or enhancements to support digital loan processes and systems.
• Monitor all inspection activities related to channeling loans and joint financing in accordance with the approved TGU.
• Provide recommendations based on issues or findings identified during inspection results.

Persyaratan

• Bachelor's degree in any major, preferably Economics, Management, Administration and Accounting.
• Min. 5 years relevant experience in banking industry, especially in credit / unsecured loan.
• Mastering BI, OJK regulations and applicable laws related to bank activities.
• Understand accounting and legal issues.
• Understand the litigation process.