Underwriting Specialist

Mekari; Daerah Khusus Ibukota Jakarta; On-site; IDR 50.000.000 - 100.000.000; Full time

Job summary

Join a leading Software-as-a-Service company in Indonesia as a Credit Analyst, where you'll play a crucial role in evaluating loan applications for B2B and B2B2C segments. This position offers the opportunity to apply your financial expertise and analytical skills to assess credit-worthiness, propose loan terms, and drive continuous improvement within the underwriting team. With over 1 million users and a commitment to digital transformation, this innovative firm is looking for individuals who are eager to make a significant impact and grow in their careers. If you're ready to take on new challenges and contribute to a dynamic team, this role is perfect for you.

Qualifications

• 2+ years of experience in Financial Services, focusing on Credit Analysis.
• Bachelor's degree from a reputable university.

Responsibilities

• Analyze customer credit-worthiness and propose loan terms.
• Manage disbursement underwriting applications and monitor repayments.

Skills

Business Acumen

Credit Review

Business Analysis

Working Capital Analysis

Basic Data Analytics

Effective Communication

Education

Bachelor Degree

Job description

Mekari is Indonesia's no. 1 Software-as-a-Service (SaaS) company. With our ecosystem of software solutions—including Mekari Jurnal, Mekari Talenta, Mekari Qontak, and Mekari Flex, we aim to facilitate entrepreneurs and leaders as they accelerate the digital transformation of their businesses.

In our 10+ years of journey we have reached over 1 Million platform users, and we're not planning to stop any time soon. We need more people like you: builders and owners with calculated ambition who are eager to grow and create their #BiggestImpact.

Job Description:

Specifically for B2B & B2B2C loan application, MSME Segment:

1. Analyzing new and existing customer credit-worthiness based on underwriting criteria (Advanced KYC, Client's Business Model, Financial Statement Analysis, Bank Statement Review, Collateral Assessment).
2. Proposing terms and conditions for each loan applications.
3. Preparing additional documents for loan campaign process.
4. Managing disbursement underwriting applications.
5. Monitoring repayment performance of disbursed loan.
6. Proposing continuous improvement for business process and operations within Underwriting Team.

Requirements:

1. Bachelor Degree all major from reputable university.
2. Experience in Financial Services industry at least 2 years, especially in Credit Analysis for B2B, B2B2C and/or Supply Chain Financing (SCF).
3. Able to communicate effectively to Clients and to Internal Cross Division.

Technical Requirements:

1. Business Acumen
2. Credit Review
3. Business Analysis
4. Working Capital Analysis
5. Basic Data Analytics

Our team will review your application and will be in touch if your application is shortlisted to the next stage. If you do not hear from us in 30 days, we will keep your resume on file in case a relevant opportunity opens up.

We wish you the best. Hope to see you around soon!