Underwriting Manager

Kredivo Group; Daerah Khusus Ibukota Jakarta; On-site; USD 15.000 - 21.000; Full time

Job summary

Kredivo Group is seeking an Underwriting Manager to enhance their financial services. The ideal candidate will work closely with the Risk Analytics team to develop underwriting policies, monitor performance, and integrate new partners, ensuring effective risk management. Qualifications include a quantitative background and experience in risk analytics.

Qualifications

• Minimum 5 years experience with 3-4 years in risk management and analytics.
• Strong communication and stakeholder management skills required.
• Hands-on experience with large datasets and statistical tools.

Responsibilities

• Work on solutions for credit underwriting based on product constructs.
• Monitor performance and recommend changes to underwriting strategy.
• Integrate new partner products and formulate underwriting policy.

Skills

Data Analytics

Model Validation

Stake Holder Management

Education

Quant Graduate/Postgraduate in Finance/Statistics/Management

Tools

SQL

R/Python

Advanced Excel

Job description

At Kredivo we are building the future of financial services that are fast, cheap and widely accessible, wrapped up in a beautiful UX. As we are growing bigger, we are looking for Underwriting Manager who will closely collaborate with Risk Analytics team.

About the Job:

Underwriting Policies:

● Working on solutions for credit underwriting basis different product constructs

● Closely work with Data Science team to analyze of the underwriting models prepared by them and validate the performance of the same on current portfolio

● Determining the right pricing basis segmentation

● Working on standardization of policies and processes.

Performance monitoring:

● Portfolio Analysis and recommending the changes to UW strategy

● Identifying technological solutions to improve existing processes and overall portfolio management functions

New Partner Integrations:

● Understanding the product being offered by the new partners and the segment being catered to

● Understanding the journey, identifying the set of information available with the and requisitioning the set of data to be provided at time of application

● Creation of policy basis the product, information available and prevailing models

● Formulation of UW strategy keeping the expected loss rates in consideration

● Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any

About you:

Qualifications:

Minimum Qualification required: Quant Graduate/Postgraduate in Finance/Statistics/Management

Work Experience

● Minimum 5 years with 3 – 4 years in risk management and analytics

● Should have a fair understanding of risk performance

● Should have a very good communication skill.

● Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Portfolio, Fraud, Data science, Product, Operations, Collections and external stakeholders

● Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must

● Experience in leading a team is a great plus

Main Skills:

Applicant should be Proficient in

● Data Analytics

● Model Validation

● Portfolio Management (Plus)

● Stake Holder Management

Technical Skills:

Demonstrated Experience in R/Python (preferred), SQL (MANDATORY), Advanced Excel etc.

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