Sr Director, Credit Portfolio Management - Indonesia

IIX Global; Daerah Khusus Ibukota Jakarta; On-site; USD 80,000 - 150,000; Full time

Job summary

An established industry player is seeking a Senior Director to lead credit operations and risk management in the impact investing sector. This role involves developing strategies for sourcing credit opportunities, overseeing compliance, and managing a high-performing team. You will play a crucial part in driving impactful financial solutions that support sustainable development across South and Southeast Asia. If you are passionate about social finance and ready to inspire change, this is an exciting opportunity to make a significant difference in the world.

Qualifications

• 20+ years of credit experience in lending institutions, especially in emerging markets.
• Strong quantitative skills and excellent financial analysis capabilities.

Responsibilities

• Develop strategies to source credit opportunities and drive risk management.
• Lead a high-performing Credit team and ensure compliance with loan covenants.

Skills

Credit Analysis

Risk Management

Financial Analysis

Relationship Management

Problem Solving

Leadership

Communication

Education

Bachelor's Degree

MBA or Advanced Degree

Job description

About Impact Investment Exchange (IIX)

Impact Investment Exchange (IIX) is a pioneer in the global impact investing movement, dedicated to reshaping finance for sustainable development with a focus on gender equality and climate action through capital mobilization and data-based solutions. For over a decade and a half, we've been building the sustainable investing market, from establishing the world's largest crowdfunding platform for impact investing (Impact Partners), operating award-winning enterprise technical assistance programs, creating innovative financial products such as the Women's Livelihood Bond Series,(listed 6 bonds in the public market with zero credit default) and establishing an Impact Institute and Research & Advisory. While we are very deep with our work in Asia, the Pacific, and Africa, our work spans 60 countries globally where we have invested close to $500 million of private-sector capital, positively impacted over 160 million direct and household lives, and avoided over 1.9 million metric tons of carbon and have collected over 90,000+ data points on sustainable micro, small and medium enterprises (MSMEs). The base of IIX's work is IIX Values, an impact verification tech solution measuring investments' social and environmental impact to the last mile, amplifying the voices of the underserved. In 2022, we, along with global partners, launched the Orange Movement and, within that, created a new asset class, Orange Bond, to demonstrate the intersectionality of gender equality and climate action and unlock $10 billion in capital markets by 2030, impacting 100 million women, girls, and gender minorities and making them a key player in climate mitigation and adaptation efforts. In 2024, we unveiled our global data hub, IIX Intelligence, which aggregates, evaluates, and benchmarks data from sustainable MSMEs, offering unparalleled insights into gender diversity, climate action, ESG performance, and community risk management. IIX Intelligence demonstrates with data the importance of MSMEs as a backbone of sustainable development. Numerous accolades, including the Oslo Business for Peace and the UN Global Climate Action Award, have recognized our efforts. Our team’s 'PREM' values—passion, resilience, equity, and mavericks—propel our efforts, bringing meaningful change to Global South communities and the 99%.

www.iixglobal.com

About a career with IIX:

You will join a highly effective team that provides you with unparalleled hands-on exposure to the Impact Investing and Social Finance space. You thrive in tackling development issues and excel in creating solutions using structured strategies and unprecedented programs that address and solve the world’s most pressing problems, from food security to inclusive finance to clean energy. You aim to become a global development leader who has a passion for international development and to get involved in work that makes a difference.

When you join IIX, you embark on a rewarding career where we are heavily invested in your professional development, as we will build on your strengths and help you gain new skills with training, coaching, encouragement, and guiding you in the right direction. It is a valuable addition to advance your career, providing you invaluable exposure to the rapidly growing impact investing space.

You WANT to drive and inspire meaningful change.

Thus, as a successful team member, you should be a PREM:

• Passionate: Commitment to social finance and impact investing as a path to unlock society’s potential to effect social change is essential for a happy and successful tenure at IIX.

• Resilient: Similar to our enterprises working in emerging markets, our IIX team members have strong mental and emotional fortitude and can recover quickly from difficulties or setbacks. We look for people with an adaptable and positive attitude and a strong sense of self-worth, which enables them to move forward and continue to strive for their goals even in the face of adversity.

• Equitable: At IIX, we manage toward impact maximization and produce measurable and transparent returns – both social and financial. These results strengthen the ecosystem and transform existing realities by helping impact enterprises magnify their impact and scale. We are fair and impartial in our actions and ensure that we make objective and unbiased decisions based on facts and impact.

• Maverick: While IIX is a seasoned stakeholder in the impact enterprise and impact investing space in Asia, we pride ourselves on creating new opportunities. We look for people with an independent and unorthodox approach to thinking and behaving. If you are someone who is non-conformist, innovative, and independent, often going against the grain, does not like following the crowd, and is not afraid to express your own opinions, we want you.

About the Role:

Key Responsibilities:

1. Origination and Sourcing:

• Develop and implement strategies to source new credit opportunities aligned with business goals.
• Drive credit analysis, underwriting, and proactive risk management.
• Build relationships across markets, engaging stakeholders to enhance pipeline development.
• Identify and evaluate potential borrowers, including micro-finance institutions and high-impact enterprises.

Credit Monitoring and Risk Assessment:

• Monitor the borrower performance and ensure compliance with loan covenants.
• Oversee risk assessment for new and existing loans in the WLB portfolio.
• Ensure timely reporting and regular engagement with borrowers, investors, and partners.
• Mitigate portfolio risks and act as the first line of defence.

Workout and Recovery:

• Direct and strategize recovery efforts for distressed assets, developing sustainable repayment solutions.
• Oversee the non-performing loans and implement restructuring strategies.
• Define KPIs to monitor recovery progress and measure outcomes.

Legal and Compliance:

• Oversee legal documentation and mitigate risks associated with credit transactions.
• Ensure credit activities comply with legal and regulatory standards across all operational geographies.

People and Operational Management:

• Lead and mentor a high-performing Credit team.
• Drive operational efficiency and process improvements within credit portfolio management.
• Foster a collaborative and transparent work environment, promoting professional development.

Strategic Initiatives:

• Collaborate with the Innovative Finance Structuring Team to develop new bond instruments and funding vehicles.
• Contribute to IIX’s broader strategic goals, driving partnership and product innovation.

Qualifications for the Senior Director position:

Required:

• Bachelors degree; MBA or an advanced degree preferred.
• At least 20 years of direct credit experience in a lending institution; SME lending a plus; emerging markets experience is also preferred.
• Experience of South and Southeast Asian markets is required.
• Strong quantitative skills, expert problem-solving ability, adeptness in the use of logic.
• Excellent financial analysis skills.
• Demonstrable capability to report findings clearly, concisely, and persuasively.
• Strong interpersonal skills; Relationship management and client-facing experience a plus.
• Excellent written and verbal communication; Demonstrated ability to prepare written memos and reports fluently in English.
• High comfort level working in a relatively flat, non-hierarchical environment.

• Demonstrate strong leadership skills, a proven track record in team management, and the ability to inspire and motivate others.

Preferred:

• Experience living and working in a variety of cultures, particularly in Asia. Time spent in developing countries is an advantage.
• International development and/or impact enterprise or MFI experience.
• Academic or professional experience with IIX sector specializations (including renewable energy, sustainable agriculture, inclusive finance, technology access, rural healthcare services, education).
• Fluency or proficiency in one or more regional languages.
• Willing to travel around South & Southeast Asia.

Only shortlisted candidates will be contacted by IIX Talent Acquisition team. Your personal data may be collected but it will be used for recruitment purposes only.

'IIX is an equal opportunity employer'