Sr Associate / AVP, Credit and Portfolio Management - Indonesia

IIX Global

Jakarta Pusat

Presencial

IDR 2.175.884.000 - 3.263.826.000

Jornada completa

14 días+

Consigue una respuesta de este empleador

Tu currículum y tu carta de presentación, adaptados exactamente a lo que buscan contratar.

Supera los filtros ATS

Descripción de la vacante

IIX seeks an experienced AVP, Credit Portfolio Management to support credit processes for lending products including Women’s Livelihood Bond portfolios. The role covers monitoring performance, identifying new borrowers, and producing updates for investors and partners.

This position sits in the Innovative Finance team, delivering credit analysis, underwriting of exposures, and active risk management of the portfolio. Strong communication with stakeholders is essential.

Descripción del empleo

About IIX

Impact Investment Exchange (IIX) is a pioneer in impact investing, dedicated to reshaping finance for sustainable development. Over the past 15+ years, IIX has built the sustainable investing market through:

Capital Mobilization – Including the Women’s Livelihood Bond™ Series (6 listed bonds and growing).

Enterprise Technical Assistance – Supporting impact enterprises across Asia, Africa, and the Pacific.

Data & Impact Measurement – Leveraging IIX Values™, an impact verification tech solution.

Global Advocacy & Innovation – Such as the Orange Movement™, which integrates gender equality and climate action in financial markets.

Our Impact

Mobilized nearly $500M in private-sector capital

Positively impacted over 160 million lives

Avoided over 1.9 million metric tons of carbon

Collected over 90,000+ data points on sustainable MSMEs

In 2024, IIX launched IIX Intelligence™, a global data hub evaluating gender diversity, ESG, and climate action among MSMEs. Our work has been recognized by accolades such as the Oslo Business for Peace Award and the UN Global Climate Action Award.

www.iixglobal.com

About The Role

IIX seeks an experienced AVP, Credit Portfolio Management who will support the credit process for IIX’s lending products, including its existing and future Women’s Livelihood Bond loan portfolios. The successful candidate will be involved in both monitoring the performance of existing loan portfolios for outstanding bond instruments and identifying and analyzing prospective new borrowers as IIX expands its lending activities. Monitoring activities will include liaising with borrowers to monitor financial performance and compliance with covenants as well as the preparation of quarterly and annual financial reports for submission to investors and program partners. The successful candidate will track and assess the borrowers’ performance and share accurate results and frequent progress updates with investors and partners. This individual is part of the first line of defense in identifying and mitigating the obligor’s risk in existing and proposed debt products. Credit analysis related to new lending activities will include helping to identify potential borrowers – including microfinance institutions and other high-impact enterprises in the region – and analyzing these potential borrowers based on IIX’s lending criteria. The individual will work directly with teammates in the Innovative Finance team to drive credit analysis, underwriting of credit exposure, and active risk management of the credit portfolio. This individual will provide subject matter expertise and manage the overall delivery of lending products to assigned clients.

Key Responsibilities

As an Associate Vice President, Credit Portfolio Management at IIX, you will support the credit process for IIX’s lending products, including current and future Women’s Livelihood Bond loan portfolios. You will be responsible for monitoring existing loan portfolios and identifying and analyzing new lending opportunities as IIX expands its activities. This includes liaising with borrowers, preparing investor reports, conducting credit analysis, managing risks, and collaborating with the Innovative Finance team.

Corporate Credit & Financial Analysis
- Strong ability to assess financial statements, cash flows, debt servicing capacity, and risk factors for corporate borrowers.
- Understanding of loan structuring, financial covenants and conditions, and repayment risk.

Macroeconomic Insight
- Ability to assess economic and industry trends impacting borrower risk.

Portfolio Monitoring & Risk Management
- Monitor borrower performance, compliance with covenants and conditions, and early warning indicators.
- Identify risks and recommend appropriate mitigation strategies.
- Track and assess borrower performance; provide accurate and timely updates to investors and partners.
- Liaise with borrowers to monitor financial performance.
- Prepare quarterly and annual reports for submission to stakeholders.
- Play a key role as part of the first line of defense for risk mitigation in debt products.

Credit Analysis & Underwriting
- Identify potential borrowers (e.g., microfinance institutions and high-impact enterprises).
- Analyze prospects in line with IIX’s lending criteria.
- Conduct underwriting of credit exposures.
- Support desk due diligence, financial modelling, deal structuring, documentation, and transaction closure.
- Collaborate with the Innovative Finance team to drive underwriting and credit risk management

Excel & Financial Modelling
- Proficiency in Excel (Index-Match, VLOOKUP, pivot tables, basic modelling) for financial analysis.

Reporting & Communication
- Prepare credit appraisal reports, credit assessments, portfolio and borrower updates, and ad hoc reports.
- Present credit and credit risk findings clearly and persuasively, both in writing and verbally.

Stakeholder Management
- Work directly with the Innovative Finance team on credit and risk matters.
- Provide subject matter expertise and manage delivery of lending products to assigned clients.
- Strong interpersonal and client-facing communication skills.

Attention to Detail
- Ability to identify data inconsistencies and verification issues.

Candidates with corporate credit risk, financial analysis, and portfolio monitoring experience will thrive in this role.

KPI (Key Performance Indicators)

Analyze financial and impact information and reports relating to borrowers and potential borrowers;

Analyze current and past financial data; review current financial performance and identify trends

Craft investment rationale and draft investment proposals for the investment committee

Monitor and interpret economic, market, and sector fundamentals, risks, and opportunities

Provide transaction support on transactions including support on desk due diligence, financial analysis, deal structuring, documentation, and transaction closure

Monitoring of WLB portfolio investments as well as markets in which they are operating

Provide day-to-day operations support for credit risk management and transaction management

Provide support in the active origination and screening of potential borrowers for the WLB portfolios

Preferred Qualifications

We are seeking a financial and credit analyst with strong expertise in corporate credit assessment, portfolio monitoring, and macroeconomic analysis. The ideal candidate will have a deep understanding of financial risks, borrower performance, and lending dynamics, particularly in emerging markets.

Education: Bachelor’s degree required; MBA or Master’s degree, CFA is a plus.

Experience: Minimum 3 years in corporate credit assessment within a lending institution (not retail/credit cards); SME lending experience is a plus.

Market Exposure: Experience in emerging markets (Asia / Africa) is a plus. Time spent in developing countries is an advantage.

International development and/or impact enterprise or MFI experience

Academic or professional experience with IIX sector specializations (including renewable energy, sustainable agriculture, inclusive finance, technology access, rural healthcare services, education)