Sharia Product Specialist

PT Chandra Sakti Utama Leasing (Tiara Marga Trakindo Group); Daerah Khusus Ibukota Jakarta; On-site; IDR 100,000,000 - 200,000,000; Full time

Job summary

An established industry player is seeking a knowledgeable professional in Sharia financing to identify market opportunities and enhance revenue. This role involves conducting comprehensive market research, analyzing Sharia products, and making strategic recommendations. The company, a leader in multifinance solutions, offers a dynamic environment where your expertise will contribute to innovative financing packages for heavy equipment and machinery. If you are passionate about Sharia finance and eager to make an impact in a growing company, this opportunity is perfect for you.

Qualifications

• 4+ years of experience in Sharia Financing or Banking.
• Strong knowledge of fiqh muamalah and sharia compliance.

Responsibilities

• Identify new Sharia market opportunities and conduct market research.
• Make product recommendations to increase revenue in Sharia financing.

Skills

Sharia Financing

Analytical Thinking

Service Orientation

English Proficiency

Education

Bachelor's Degree in Accounting

Bachelor's Degree in Finance

Bachelor's Degree in Economic

Bachelor's Degree in Legal Sharia Jurisprudence

Job description

Responsibilities

• Identifying new Sharia market opportunities.
• Review of Sharia Financing Industry Analysis.
• Making helpful Sharia product recommendations and suggestions to increase revenue.
• Analysis and Supporting Data for Annual Business Plans.
• Conducting thorough Sharia market research, taking surveys and research.
• Have a good understanding in heavy equipment industry knowledge and Sharia financing.
• Perform analysis based on sound sharia compliance of comprehensive product knowledge.
• Performing market research to planning competitive and attractive product program.

Requirements

• Candidate must possess at least a Bachelor's Degree in Accounting / Finance / Economic / Legal Sharia Jurisprudence.
• Maximum age is 35 years old.
• Minimum has 4 years of working experience in the same field as Sharia Financing, Sharia Banking and/or Sharia multi-finance Industry.
• In-depth knowledge of fiqh muamalah, sharia financing, sharia products and services, including the sharia rules and regulations.
• In-depth sharia product knowledge of corporate & retail business.
• Having competencies of strategic for scaling up of dual business leverage model within the multifinance company and industry.
• Good in English, Good analytical thinking, swift response, and service orientation.
• Willing to travel for business trip.

PT Chandra Sakti Utama Leasing, previously PT Standard Chartered Leasing was acquired from Standard Chartered Bank on 25 August 1995. Since then, the Company has been one of the main subsidiaries of PT Tiara Marga Trakindo (“TMT”) and is 100% privately owned by the TMT Group. The Company is a multifinance company which provides one-stop financing solutions for purchasing heavy equipment such as tractors, loaders, engines, trucks, generators and excavators for the construction, mining, forestry, agriculture and energy industries.

The Company provides customers with convenience by catering to the customer’s financial needs to support their procurement for Caterpillar equipments and non-Caterpillar machineries. In addition, the Company also provides consumer finance for employees of Group TMT by financing motor vehicles to staff. The Company’s primary operation covers all financial needs and facilitates the process of purchasing Caterpillar equipment and machinery for customers.

The Company also provides leasing of non-Caterpillar heavy equipment and machinery from reputed names like Hitachi, Komatsu, Hyundai, Kobelco, Sumitomo, Doosan, Dynapac, Terex, Mercy, Iveco, Nissan, Hino, Volvo and Heidelberg. In 2013, The Company introduced a new mascot for product financing "One Stop Shop Financing”. This product will become our mascot and trademark for giving innovative financing package.

The Company offers not only common lease financing, but also tailor-made financial packages in line with customer’s tax and financial condition to accommodate various needs. In line with the Company’s growth, starting from August 2003, The Company has been assisting employees of the TMT Group in their motor vehicle needs by providing financing under their Consumer Finance scheme.

Nowadays The Company supported by Jakarta Head Office and its branches throughout Indonesia, such as JaDeTaBek, Karawang, Bandung, Surabaya, Semarang, Malang, Makassar, Pekanbaru, Palembang, Jambi, Banjarmasin, Samarinda, and Balikpapan.