Senior Product Owner B2B

Amar Bank; Daerah Khusus Ibukota Jakarta; On-site; USD 28.000 - 45.000; Full time

Job summary

Join a leading digital bank in Indonesia as a B2B Platform Product Owner. You will enhance and scale the bank's Embedded Banking Framework SDK, driving innovation in our product offerings. This role requires collaboration across teams and a strong background in fintech product management.

Qualifications

• Minimum of 3+ years as a Product Owner or Product Manager in fintech, SaaS, or platform products.
• Proven experience analyzing customer platforms.
• Strong understanding of SDKs, APIs, and modular architecture.

Responsibilities

• Define and prioritize the SDK’s roadmap.
• Collaborate with stakeholders to align the SDK’s capabilities.
• Ensure the SDK meets the needs of various business units.

Skills

Roadmap planning

Backlog prioritization

Feature definition

Communication

Stakeholder management

Education

Product or Project Management Certification (PMP, CSPO, etc.)

Job description

Who are we?

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading

digital lending product, Tunaiku has the distinction of being the first FinTech product in

Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we

managed to get listed on the Indonesian Stock Exchange.

How did we manage to do that?

We are changing people’s perception of a bank. We believe we are the innovators who combine

customer focus principles with creating technology-based impact. We incorporate freedom and

flexibility as part of our startup working culture DNA to encourage innovation in creating better

financial solutions for the banking industry. We think of ourselves as, ‘A technology company

with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’

How did it all start?

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the

bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)

in 2014. It has then undergone a significant digital transformation to become one of the

country's forerunning fintech institutions through its award-winning digital lending platform,

Tunaiku.

Our philosophy, mission, and vision

Technology must impact lives, must improve lives. We exist to provide banking to those who

‘need’ and not only to those who ‘want’. Services when provided to those who need at the time

of their need brings smiles. Our vision is to bring 200 million smiles.

More about the bank with startup culture environment

Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have

fun at the workplace! We provide a great working environment that pushes people to grow

outside their comfort zone. People with high drive and ambition find us a very attractive place to

work as their career growth matches their own drive and not any staid policies. Thus we hold

the honor of being awarded “Best Place to Work in Indonesia”.

Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise

Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,

have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our

journey to ‘Impact Lives’.

Join us today and create #unlimitedinnovations!

About the position:

• The B2B Platform Product Owner will enhance and scale the bank's Embedded Banking Framework (EBF) SDK.
• As a Product Owner, you will drive the development of a modular, scalable SDK that serves as a business unit channel for Retail Banking, Retail Credit, and Business Banking services.
• You will collaborate with partners, internal teams, and engineers to ensure the SDK supports diverse use cases while maintaining a balance between customization and standardization.

Responsibilities:

• Define and prioritize the SDK’s roadmap to improve scalability and support diverse product use cases.
• Collaborate with stakeholders to align the SDK’s capabilities with business goals.
• Ensure the SDK can support all business units (Retail Banking, Retail Credit, Business Banking) and partner-specific customizations.
• Translate Business Needs into Technical Requirements (PRD & Wireframe)
• Work with engineering teams to design a modular and scalable SDK architecture.
• Ensuring the SDK meets market needs.
• Liaise with partners, business units, and technical teams to align priorities.
• Manage expectations and resolve conflicts between customization and scalability between product, business, engineering and sales.
• Monitor the SDK’s performance and usability, identifying areas for optimization.
• Stay updated on industry trends to introduce innovative banking solutions.
• Drive Product Experimentation with Proper Methodology

Requirements:

• Strong skills in roadmap planning, backlog prioritization, and feature definition.
• Minimum of 3+ years as a Product Owner or Product Manager in fintech, SaaS, or platform products.
• Proven experience analyzing customer platforms, improving user experiences, and performing drop-off analysis.
• Strong understanding of SDKs, APIs, and modular architecture.
• Hands-on experience with scalable technical platforms, including SDKs and APIs.
• Knowledge of banking or fintech ecosystems (bonus if experience spans Retail Banking, Retail Credit, or Business Banking).
• Proven track record of improving scalability and supporting diverse product use cases.
• Excellent communication and stakeholder management skills.
• Experience with fintech, embedded banking, or BaaS (Banking-as-a-Service) is a must.
• Proficiency in product innovation and strategic methodologies.

Bonus point if:

• Relevant certifications such as PMP, CSPO, or equivalent are a plus.
• Experience in B2B market research / Product market fit.
• Having any Product or Project Management Certification (PMP, CSPO, etc.) is a plus.

We exist to innovate and maintain the architecture of Amar Bank's products. As part of our main focus to create through technology we ensure the process and technology we use helps maintain and build human connection at scale.

It’s our job to plan, monitor, and control the technology growth so we can provide a faster, more convenient, and more efficient way of performing business transactions.