Senior Data Scientist - Credit Scoring

Amar Bank; Daerah Khusus Ibukota Jakarta; On-site; IDR 300.000.000 - 400.000.000; Full time

Job summary

A financial institution in Jakarta is seeking a Senior Data Scientist to enhance data-driven lending strategies. The ideal candidate will develop credit scoring and risk models, collaborate across teams, and document processes in compliance with standards. Qualifications include strong Python and SQL skills, a background in credit risk, and fluency in English. Experience with cloud platforms is preferred.

Qualifications

• Proven track record in predictive model development and deployment, ideally in credit risk.
• Strong skills in Python and SQL.
• Understanding of the banking and credit risk domain.
• Experience with cloud platforms (Vertex AI or similar).
• Strong communication and collaboration skills.
• Ability to work independently and take ownership of projects.
• Fluent English, ability to work in a multicultural environment.

Responsibilities

• Develop, maintain, and improve credit scoring and risk models using Python and SQL.
• Conduct feature engineering and data analysis to improve model performance.
• Collaborate with business, risk management, and IT to ensure models are deployed successfully.
• Document models and processes according to regulatory and internal standards.
• Contribute to process improvements and adoption of new tools (e.g., Vertex AI).
• Support knowledge transfer across multicultural teams.

Skills

Predictive model development

Python

SQL

Cloud platforms

Communication skills

Collaboration skills

Independence

Tools

Vertex AI

Job description

This Senior Data Scientist directly supports Amar Bank’s strategic goals of scaling data-driven lending, improving model governance, and increasing acceptance in new customer segments.

Responsibilities

• Develop, maintain, and improve credit scoring and risk models using Python and SQL.
• Conduct feature engineering and data analysis to improve model performance.
• Collaborate with business, risk management, and IT to ensure models are deployed successfully.
• Document models and processes according to regulatory and internal standards.
• Contribute to process improvements and adoption of new tools (e.g., Vertex AI).
• Support knowledge transfer across multicultural teams.

Requirements

• Proven track record in predictive model development and deployment, ideally in credit risk.
• Strong skills in Python and SQL.
• Understanding of the banking and credit risk domain.
• Experience with cloud platforms (Vertex AI or similar).
• Strong communication and collaboration skills.
• Ability to work independently and take ownership of projects.
• Fluent English, ability to work in a multicultural environment.

Bonus Point

• Experience with regulatory model governance.
• Prior exposure to Asian financial services markets.