Senior Data Scientist

PT Bank Neo Commerce Tbk; Jakarta Utara; On-site; IDR 446,400,000 - 781,200,000; Full time

Job summary

PT Bank Neo Commerce Tbk is seeking a senior data scientist to lead credit risk analytics. You will design, implement, and validate advanced models, collaborating with risk, IT, and business teams to translate data into actionable decisions.

The role requires strong leadership, experience with Python and SQL, and familiarity with big data tools. You will mentor analysts, stay updated on regulatory guidance, and communicate findings to non-technical stakeholders.

Qualifications

• Bachelor's degree or higher in Statistics, Mathematics, Computer Science, or a related field.
• Minimum of 4 years of professional experience in data science with a focus on credit risk modeling.
• Extensive knowledge of the financial services industry, particularly in credit risk and lending practices.
• Proficiency in statistical analysis and predictive modeling techniques.
• Expertise in Python and SQL.
• Experience with machine learning algorithms and data mining techniques.
• Familiarity with big data platforms like Hadoop, Spark, or similar technologies.
• Strong analytical and problem-solving skills, excellent communication and leadership abilities.

Responsibilities

• Develop and implement advanced analytics models to assess credit risk and support data-driven decisions.
• Develop and maintain predictive models for credit risk using ML and statistical methods.
• Analyze large datasets to identify trends related to credit risk.
• Collaborate with cross-functional teams to implement risk models into business processes.
• Lead and mentor a team of data scientists and analysts.
• Stay abreast of industry trends and regulatory requirements in credit risk.
• Communicate complex analytical findings to non-technical stakeholders.

Skills

Python

SQL

Machine learning

Statistical analysis

Data mining

Communication

Leadership

Problem solving

Education

Bachelor's degree or higher in Statistics/Mathematics/Computer Science

Tools

Hadoop

Spark

Job description

PT Bank Neo Commerce Tbk, formerly PT Bank Yudha Bhakti Tbk, is an Indonesia-based company primarily engaged in the banking business. The Company operates as a technology-based bank. The Company serves customers in the Small and Medium Business (SME), Retail (Consumer), and Mass Market segments, through banking products and services embedded in an ecosystem by optimizing technology.

Job desc

1. Responsible for developing and implementing advanced analytics models to assess credit risk and make data-driven decisions.
2. Develop and maintain predictive models for credit risk assessment using machine learning and statistical techniques.
3. Analyze large datasets to identify trends, patterns, and insights related to credit risk.
4. Collaborate with cross-functional teams to implement risk models into business processes.
5. Lead and mentor a team of data scientists and analysts.
6. Stay abreast of industry trends and regulatory requirements related to credit risk.
7. Communicate complex analytical findings and recommendations to non-technical stakeholders.

Requirements

1. Bachelor's degree or higher in Statistics, Mathematics, Computer Science, or a related field.
2. Minimum of 4 years of professional experience in data science, with a focus on credit risk modeling.
3. Extensive knowledge of the financial services industry, particularly in credit risk and lending practices.
4. Proficiency in statistical analysis and predictive modeling techniques.
5. Expertise in using programming languages like Python and SQL.
6. Experience with machine learning algorithms and data mining techniques.
7. Familiarity with big data platforms like Hadoop, Spark, or similar technologies.
8. Strong analytical and problem-solving skills, excellent communication and leadership abilities.