Senior Credit Scoring & Risk Analytics Manager

PT KB Finansia Multi Finance; Jakarta Utara; On-site; IDR 600,000,000 - 900,000,000; Full time

Job summary

PT KB Finansia Multi Finance is seeking a Credit Scoring & MIS Manager to lead development of credit scoring models, MIS, and risk analytics to support strategic decision-making. This role requires 5+ years in credit risk with at least 2 years in a managerial capacity, plus strong SQL and one of Python/R/SAS.

The ideal candidate will lead the implementation of scoring models into systems, drive portfolio monitoring, and explore data-driven risk management approaches for regulatory and business

Qualifications

• Bachelor’s degree in Statistics, Mathematics, Actuarial Science, Data Science, Economics, Finance, Computer Science or related field.
• 5+ years in credit risk, credit scoring, risk analytics, or portfolio analytics, ideally in banking/fintech/financial services.
• 2+ years in a managerial or supervisory role.
• Strong experience in developing, implementing, and monitoring credit scoring models.
• Proficient in SQL and at least one programming/statistical language (Python, R, SAS).
• Experience in credit risk MIS, dashboard development, and management reporting.

Responsibilities

• Lead development and enhancement of credit scoring models (Application, Behavior, Collection).
• Oversee Credit Risk MIS infrastructure, dashboards, reporting, and documentation.
• Provide timely, insightful credit portfolio data and analytics to Management.
• Monitor model usage, score results, and performance for continuous improvement.
• Develop and maintain credit risk stress testing and portfolio monitoring tools.
• Evaluate new risk modeling methodologies and data sources for enhancements.
• Lead Proof of Concept activities and assess third-party scoring tools.
• Analyze credit risk data and gaps against regulations, standards, and policies.

Skills

SQL

Python

R

SAS

Education

Bachelor’s degree in Statistics/Mathematics/Actuarial Science/Data Science/Economics/Finance/CS

Tools

Credit Risk MIS

Job description

PT KB Finansia Multi Finance is seeking a Credit Scoring & MIS Manager to lead development of credit scoring models, MIS, and risk analytics to support strategic decision-making. This role requires 5+ years in credit risk with at least 2 years in a managerial capacity, plus strong SQL and one of Python/R/SAS.

The ideal candidate will lead the implementation of scoring models into systems, drive portfolio monitoring, and explore data-driven risk management approaches for regulatory and business