Risk Strategy Analyst

Moladin; Daerah Khusus Ibukota Jakarta; On-site; IDR 50.000.000 - 90.000.000; Full time

Job summary

An established industry player in Indonesia’s mobility fintech sector is seeking a motivated individual to support data analysis and process improvement initiatives. This role offers an exciting opportunity to work with cross-functional teams, contribute to the development of credit strategies, and enhance data management practices. The ideal candidate will be a fresh graduate with a passion for data, strong analytical skills, and a collaborative spirit. Join a company that is committed to empowering its network and enhancing financial access for used car consumers. If you are eager to learn and make a positive impact, this is the perfect opportunity for you.

Qualifications

• Fresh graduates with a background in finance or related fields are encouraged to apply.
• Strong analytical skills and attention to detail are essential for this role.

Responsibilities

• Support data analysis to identify trends and risks in the portfolio.
• Collaborate with teams to ensure data accuracy and consistency.

Skills

Analytical Thinking

Problem-Solving

Attention to Detail

Data Management

Collaboration

Education

Bachelor's in Finance

Bachelor's in Economics

Bachelor's in Business Analytics

Bachelor's in Engineering

Bachelor's in Data Science

Tools

Google Workspace

Google Sheets

Google Slides

Job description

Responsibilities

• Support data analysis efforts to identify portfolio trends, risks, and improvement opportunities.
• Contribute to process improvement initiatives, including mapping workflows, spotting inefficiencies, and supporting the rollout of new risk-related procedures.
• Maintain project trackers, timelines, and meeting documentation.
• Assist in preparing and documenting data for new risk-related projects and credit strategy development.
• Standardize and clean data from various sources to ensure consistency across departments.
• Collaborate with cross-functional teams (i.e. Data, Ops, Appraisal, Credit Analyst, Product) to ensure data accuracy and consistency in the analysis process.
• Assist in quality control activities and support the preparation of reports and presentations for internal stakeholders.

Requirements

• Fresh graduate in Finance, Economics, Business Analytics, Engineering, Data Science, or other related fields. Having internship experience would be great.
• Strong analytical thinking and problem-solving abilities.
• Attention to detail and a passion for working with data.
• Strong proficiency in Google Workspace (especially Sheets, Slides).
• Have a positive attitude and willingness to learn.

About Moladin

Moladin is Indonesia’s leading mobility fintech platform with end-to-end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT, and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit https://moladin.com