Coordinate the implementation of periodic reviews of credit risk measurement methods, including the suitability of assumptions, data sources, and procedures used.
Propose risk appetite, risk tolerance, and risk limits for retail credit risk.
Prepare and coordinate the implementation of reports or information related to retail credit risks.
Carry out data analysis to support the preparation of loan product policies.
Prepare and propose retail credit risk management policies and strategies.
Coordinate the implementation of retail credit risk strategy policies with other related units.
Coordinate the implementation of improvements to the risk measurement system if there are changes in the Bank's business activities, products, transactions, and material risk factors.
Coordinate the implementation of evaluations of model accuracy and validity of the data used.
Conduct regular reviews of retail credit risk management policies.
Coordinate the implementation of the internal control system in implementing retail credit risk management.
Conduct socialization/explanation to related units regarding portfolio conditions and/or retail credit risk measurement methods.
Job Requirement:
Minimum Bachelor's Degree in any major.
Minimum 5 years of experience in banking risk management functions, especially related to credit.
Master the provisions of BI, OJK, and applicable laws and regulations related to Bank business activities.
Have knowledge in the field of risk management.
Have good analytical and problem-solving skills.