Risk Management - Manager

PT Abadi Sejahtera Finansindo (Head Office); Banten; On-site; IDR 300.000.000 - 400.000.000; Full time

Job summary

A leading financial institution in Banten seeks a Head of Risk Management to oversee the overall risk management framework. This role ensures compliance with banking regulations and involves collaboration with senior leadership. The ideal candidate has 5–8 years of experience in risk management, strong leadership skills, and advanced analytical capabilities. This position requires on-site work from Monday to Friday.

Qualifications

• 5–8 years of experience in risk management within the banking sector.
• 3+ years in a leadership or managerial role.
• Strong knowledge of banking regulations and risk assessment tools.

Responsibilities

• Develop and implement a risk management framework.
• Identify, evaluate, and monitor risks across business units.
• Prepare and present risk reports to the Board of Directors.

Skills

Leadership

Analytical skills

Strategic thinking

Communication skills

Regulatory compliance knowledge

Education

Bachelor's degree in Finance, Economics, Risk Management or related field

Master's degree (preferred)

Job description

The Head of Risk Management is responsible for leading and overseeing the bank’s overall risk management framework. This role ensures that all types of risks — credit, market, operational, liquidity, legal, compliance, and reputational — are properly identified, assessed, monitored, and mitigated in accordance with regulatory requirements and the bank’s risk appetite. The Head of Risk will work closely with senior leadership and regulatory bodies to build a strong risk culture and ensure sound risk governance.

Key Responsibilities:

• Develop and implement a comprehensive risk management framework in line with regulatory requirements (e.g., OJK, BI) and Basel standards.
• Identify, evaluate, and monitor risks across all business units, including credit, market, operational, and liquidity risks.
• Ensure effective credit risk assessment and approval processes are in place.
• Oversee the creation and maintenance of the bank’s Risk Register and Risk Appetite Framework.
• Prepare and present regular risk reports to the Board of Directors, Risk Oversight Committee, and regulators.
• Conduct regular stress testing, scenario analysis, and capital adequacy assessments.
• Ensure compliance with all relevant local and international regulations.
• Lead the development of policies, procedures, and controls related to risk management.
• Build awareness of risk management practices across the organization through training and communication.
• Collaborate with departments such as Compliance, Internal Audit, Legal, IT Security, and Business Units to manage integrated risk strategies.
• Serve as a key liaison with regulatory bodies on all risk-related matters.

Requirements:

• Bachelor’s degree (S1) in Finance, Economics, Risk Management, Actuarial Science, Law, or a related field. A Master’s degree (S2) is a strong advantage.
• Minimum 5–8 years of experience in risk management within the banking sector, with at least 3 years in a leadership or managerial role.
• Strong knowledge of banking regulations, risk assessment tools, Basel II/III standards, and enterprise risk management (ERM) principles.
• Professional certifications such as FRM (Financial Risk Manager), CRMP, PRM, or equivalent are preferred.
• Proven leadership, analytical, and strategic thinking skills.
• Excellent communication and presentation skills, especially in working with executive-level stakeholders and regulators.
• High integrity and commitment to regulatory compliance and sound governance.

Work Details:

• Work Location: On-site - Full WFO, BSD Area
• Working Hours: Monday – Friday, 09.00 – 18.00 WIB