Risk Control Manager

PT Anugerah Digital Indonesia; Jakarta Utara; On-site; IDR 300.000.000 - 400.000.000; Full time

Job summary

A leading FinTech company in Jakarta seeks a Risk Control Manager to strengthen risk management frameworks and ensure compliance. The role demands expertise in P2P Lending, experience in risk analysis, and strong Mandarin communication skills. Join a fast-growing ecosystem that values innovation and offers career growth opportunities.

Qualifications

• Minimum 5 years of experience in risk analysis, especially in unsecured financial products.
• Strong knowledge of Indonesian P2P Lending regulations.
• Fluent in Mandarin, Bahasa Indonesia, and English proficiency is a plus.

Responsibilities

• Conduct risk analysis and reporting for unsecured financial products.
• Ensure compliance with OJK and regulatory standards.
• Lead risk control projects independently.

Skills

Risk analysis

Compliance knowledge

Mandarin communication

Analytical skills

Team collaboration

Education

Bachelor’s degree in Law, Finance, Business, or related field

Job description

Overview

As a Risk Control Manager, you will play a crucial role in strengthening the company’s risk management framework, ensuring regulatory compliance, and supporting business growth. This role requires deep expertise in the P2P Lending industry, unsecured financial products, and strong communication skills, particularly in Mandarin.

Responsibilities

• Conduct risk analysis, scoring, and reporting for unsecured financial products such as personal loans, installment payments, and credit cards.
• Monitor and evaluate risk exposure within the FinTech P2P Lending industry.
• Ensure compliance with OJK and other relevant regulatory standards.
• Independently lead risk control projects with timely and effective execution.
• Identify potential risks across business operations and propose practical solutions.
• Collaborate with cross-functional teams to design and implement risk mitigation strategies.
• Prepare detailed risk reports for senior management and regulators.
• Maintain accurate documentation of risk assessments and mitigation plans.
• Act as a key liaison between local teams and Mandarin-speaking stakeholders to ensure smooth communication and alignment.

Qualifications

• Bachelor’s degree in Law, Finance, Business, or a related field.
• Minimum 5 years of experience in risk analysis, scoring, and reporting, especially in unsecured financial products (personal loans, installment payments, credit cards).
• Proven experience in the FinTech P2P Lending industry is required.
• Prior experience at one of the Top 5 P2P Lending companies in Indonesia is highly preferred.
• Certifications in Personal Data Protection, Risk Management, or related fields are an advantage.
• Strong knowledge of Indonesian P2P Lending regulations and compliance standards.
• Excellent analytical skills with the ability to identify risks and develop solutions.
• Strong attention to detail and sound judgment.
• Proven ability to lead projects independently and take initiative.
• Strong teamwork and collaboration skills.
• Ability to multitask and thrive in a fast-paced environment.
• Fluent in Mandarin (spoken & written) and Bahasa Indonesia; English proficiency is a plus.
• Candidates of Chinese descent are strongly encouraged to apply.

About Solusiku

At Solusiku, you’ll be part of a fast-growing FinTech ecosystem where your expertise directly contributes to financial inclusion in Indonesia. We value innovation, collaboration, and leadership, while offering career growth opportunities and international exposure.

Solusiku is a data driven consumer FinTech company based in Jakarta, Indonesia, already registered and supervised by OJK No. KEP-28/D.05/2021. The company combines state of art big data technology with CapitalOne style risk pricing models, and uses data technology to connect consumers to financial institutions and channel partners through an open consumer credit ecosystem. The company offers Indonesian borrowers easy access to credit and a drastically improved loan application experience.