Retail Financing Qa & Credit Analyst

Pt Bank Btpn Syariah Tbk.; Kota Medan ᯔᯩᯑᯉ᯲; Remote; IDR 350,000,000 - 500,000,000; Full time

Benefits offered by this job

Salary competitive

Health insurance

Remote allowance

Home office setup

Learning & development

Flexible hours

Job summary

Pt Bank Btpn Syariah Tbk. is recruiting a Remote Senior Credit Risk Analyst to strengthen risk management capabilities. The role focuses on assessing and mitigating credit exposure across a diverse client portfolio within the banking sector, operating fully remotely.

You will leverage advanced analytical techniques and data-driven insights to develop credit risk strategies, work with internal teams and external partners, and ensure compliance with regulatory frameworks from your chosen location.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or related quantitative field.
• 5+ years of experience in credit risk analysis in banking/financial services.
• Experience with credit scoring, statistical modeling, and data analysis using Python, R, or SAS.
• Strong knowledge of Basel III and regulatory requirements.
• Excellent analytical and communication skills; able to work remotely.

Responsibilities

• Analyze credit applications and financial statements to assess the creditworthiness of potential and existing clients.
• Develop, implement, and monitor credit risk models and policies to manage portfolio risk effectively.
• Conduct stress testing and scenario analysis to evaluate the impact of adverse economic conditions on the credit portfolio.
• Provide recommendations for credit limits, loan structures, and risk mitigation strategies.
• Prepare comprehensive credit risk reports and present findings to senior management and the risk committee.
• Stay abreast of industry trends, regulatory changes, and best practices in credit risk management.

Skills

Credit risk analysis

Statistical modeling

Data analysis

Remote work

Communication

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics

Tools

Python

R

SAS

Job description

Our client is actively seeking a highly skilled Remote Senior Credit Risk Analyst to bolster their risk management capabilities. This role is crucial for assessing and mitigating credit exposure for a diverse portfolio of clients across the banking sector. Operating in a fully remote capacity, you will leverage advanced analytical techniques and data-driven insights to develop and implement robust credit risk strategies. You will work collaboratively with internal teams and external partners, contributing to sound financial decision-making and ensuring compliance with regulatory frameworks, all from the convenience of your chosen location.

About the Role

Our client is actively seeking a highly skilled Remote Senior Credit Risk Analyst to bolster their risk management capabilities. This role is crucial for assessing and mitigating credit exposure for a diverse portfolio of clients across the banking sector. Operating in a fully remote capacity, you will leverage advanced analytical techniques and data-driven insights to develop and implement robust credit risk strategies. You will work collaboratively with internal teams and external partners, contributing to sound financial decision-making and ensuring compliance with regulatory frameworks, all from the convenience of your chosen location.

Key Responsibilities

• Analyze credit applications and financial statements to assess the creditworthiness of potential and existing clients.
• Develop, implement, and monitor credit risk models and policies to manage portfolio risk effectively.
• Conduct stress testing and scenario analysis to evaluate the impact of adverse economic conditions on the credit portfolio.
• Provide recommendations for credit limits, loan structures, and risk mitigation strategies.
• Prepare comprehensive credit risk reports and present findings to senior management and the risk committee.
• Stay abreast of industry trends, regulatory changes, and best practices in credit risk management.

Requirements

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• 5+ years of experience in credit risk analysis, preferably within the banking or financial services industry.
• Proven expertise in credit scoring, statistical modeling, and data analysis using tools like Python, R, or SAS.
• Strong understanding of financial markets, lending products, and regulatory requirements (e.g., Basel III).
• Excellent analytical, problem-solving, and communication skills, with the ability to articulate complex risk concepts clearly.
• Demonstrated ability to work independently and manage multiple priorities effectively in a remote setting.

Benefits

• Highly competitive salary commensurate with experience, offering significant earning potential.
• Comprehensive benefits package including health, dental, and vision insurance.
• Generous remote work allowance and home office setup support.
• Opportunities for continuous learning and professional development in risk management.
• Flexible working hours to accommodate a healthy work-life balance.