Relationship Manager - Pontianak

Bank Universal BPR; Pontianak; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

Bank Universal BPR is seeking a Marketing Credit Officer based in Pontianak. The candidate will market credit products, manage existing debtors, and ensure compliance with credit processing standards. Ideal candidates should have a degree, at least two years of experience in banking, and strong communication skills.

Qualifications

• Minimum S1 graduate from various disciplines.
• Have minimum 2 years work experience in SME or commercial banking.
• Strong networking capabilities and good communication skills.

Responsibilities

• Marketing credit products to potential debtors.
• Analyze and ensure prospective debtors match the target market.
• Carry out the credit process in accordance with SLA.

Skills

Communication

Analytical Skills

Persuasiveness

Initiative

Education

S1 or equivalent degree

Job description

Job Description :

• Marketing credit products to potential debtors
• Analyze, ensure prospective debtors match the target market and can be processed further.
• Make a Credit Proposal.
• Carry out the credit process in accordance with the specified corridors and SLA.
• Manage existing debtors and develop referrals from existing debtors
• Evaluate debtor quality conditions (credit portfolio, business, collateral), including monitoring aging of arrears.
• Carry out billing (desk collection and visits) for credit installments.
• Create and carry out follow-up plans for problem debtors.

Qualifications :

• Minimum S1 graduate from various disciplines
• Have a minimum of 2 years work experience in the SME or commercial banking marketing sector
• Have a wide network
• Having good communication skills
• High initiative, strong analytical power, persuasive and tenacious (target-driven)
• Placement: Pontianak