Relationship Manager - Jambi

Bank Universal BPR; Jambi; On-site; IDR 8.000.000 - 12.000.000; Full time

Job summary

A regional banking institution in Jambi is looking for a Credit Marketing Officer to market credit products, analyze prospective debtors, and manage existing portfolios. Candidates should be S1 graduates with at least 2 years of experience in SME or commercial banking. Strong analytical and communication skills are essential for this target-driven role.

Qualifications

• Graduate with a minimum of S1 in any discipline.
• At least 2 years of experience in SME or commercial banking.
• Must possess a wide network and good communication skills.

Responsibilities

• Market credit products to potential debtors.
• Analyze and ensure prospective debtors are suitable.
• Develop follow-up plans for problem debtors.

Skills

Good communication skills

Strong analytical skills

Persuasiveness

High initiative

Education

Minimum S1 graduate

Job description

Job Description :

• Marketing credit products to potential debtors
• Analyze, ensure prospective debtors match the target market and can be processed further.
• Make a Credit Proposal.
• Carry out the credit process in accordance with the specified corridors and SLA.
• Manage existing debtors and develop referrals from existing debtors
• Evaluate debtor quality conditions (credit portfolio, business, collateral), including monitoring aging of arrears.
• Carry out billing (desk collection and visits) for credit installments.
• Create and carry out follow-up plans for problem debtors.

Qualifications :

• Minimum S1 graduate from various disciplines
• Have a minimum of 2 years work experience in the SME or commercial banking marketing sector
• Have a wide network
• Having good communication skills
• High initiative, strong analytical power, persuasive and tenacious (target-driven)
• Strong communication and interpersonal skills