Product Operations Specialist (Financial Services)

Mekari; Daerah Khusus Ibukota Jakarta; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A financial technology company based in Jakarta is looking for a Product Operations Specialist to ensure smooth operational execution between various teams. The ideal candidate will have at least 2 years of experience in product operations or fintech support. Key responsibilities include managing reconciliation processes and improving operational workflows through automation. Excellent problem-solving and communication skills are essential for this role.

Qualifications

• Minimum 2 years experience in product ops, payment operations, or fintech support roles.
• Experience with financial reconciliation processes, preferably in payroll or expense disbursement.
• Familiarity with banking APIs and payment gateways.

Responsibilities

• Coordinate with partner banks and payment gateways for transaction tracking and issue resolutions.
• Manage end-to-end reconciliation processes and investigate discrepancies.
• Identify bottlenecks in workflows and propose automation solutions.
• Maintain accurate documentation of disbursement processes.
• Set up and manage dashboards for key metrics and reporting.

Skills

Financial reconciliation processes

Attention to detail

Analytical skills

Problem-solving skills

Cross-functional communication

Tools

Banking APIs

Payment gateways

Bulk disbursement platforms

Job description

As a Product Operations Specialist, you will play a critical role in ensuring smooth operational execution between product, engineering, support, finance and banking partners. You will help maintain service quality, manage recon processes, and support the resolution issues to ensure a seamless customer experience.

Key Responsibilities:

1. Operational support for financial services product

• Coordinate with partner banks and payment gateways for transaction tracking, reconciliation, and issue resolutions

• Maintain runbooks, escalation flows, and SLAs for handling disbursement-related issues

2. Reconciliation & Issue Resolution

• Manage end-to-end reconciliation processes between product systems and bank statements.

• Investigate and resolve discrepancies (e.g., failed, duplicate, delayed transactions) in collaboration with finance, engineering, and bank partners.

• Support timely incident response and root cause analysis (RCA) documentation for disbursement failures.

3. Process Improvement & Automation

• Identify bottlenecks or manual steps in payroll disbursement and reconciliation workflows; propose automation or tooling solutions.

• Work with product managers and engineers to implement improvements in transaction tracking, reporting, and alerts.

4. Documentation & Communication

• Maintain accurate documentation of disbursement processes, support SOPs, and reconciliation guides.

• Provide operational insights and data to product and business teams for decision-making.

• Act as the key liaison between support, ops, product, and finance during incidents or escalations.

5. Monitoring, Metrics & Reporting

• Set up and manage dashboards for disbursement success rates, failure trends, and reconciliation status.

• Track and report key metrics such as TAT (Turnaround Time), success/failure rate, unresolved discrepancies, and customer impact.

Requirements:

• Minimum 2 years experience in product ops, payment operations, or fintech support roles.

• Experience with financial reconciliation processes, preferably in payroll or expense disbursement.

• Familiarity with banking APIs, payment gateways, or bulk disbursement platforms

• Strong attention to detail and analytical skills

• Excellent problem-solving skills and cross-functional communication.