Product Manager - Risk

GoTo Group; Daerah Khusus Ibukota Jakarta; On-site; USD 30.000 - 70.000; Full time

Job summary

An innovative company is seeking a talented professional to build and deliver cutting-edge risk solutions in the fintech sector. This role involves collaborating with diverse teams to create and enhance products that empower users with access to credit. You will be instrumental in integrating data sources and ensuring compliance, all while focusing on user experience. Join a multicultural team dedicated to driving progress in Indonesia's digital economy and be part of an exciting journey that shapes the future of financial services.

Qualifications

• 3+ years experience with tech & business teams in risk systems.
• Strong fundamentals to bridge risk systems with products.

Responsibilities

• Build world-class risk solutions in the fintech sector.
• Plan & integrate data sources into digital payment products.

Skills

Risk Systems

Policy Rules Implementation

Risk Scoring Model Integration

SDLC Knowledge

UI/UX Design

Communication Skills

Tools

Decision Engine

Financial Software Solutions

Job description

About the Role

We as a team provide Buy Now Pay Later & Cash Loan services to empower our clients to use our financial services to achieve financial business goals. We make these features available to other businesses through our partnership with either a set of API services or the feasible Superapp, with an umbrella of services spanning e-commerce, payments, courier services, ride-hailing, food delivery, and other options. You will work closely with Risk, Engineers, Analysts, Designers, and Project management to first help build, and eventually fully own new & exciting features, products & services that will allow us to provide access to credit to many active users.

What You Will Do

• Build and deliver world-class risk solutions in the fintech sector
• Plan, execute & integrate data sources and risk engines into our mid-end services, empowering digital payment products in the region
• Ensure the tech team understands the specifications to deliver a quality product
• Ensure optimal user experience, security & compliance with regulations
• Manage stakeholders & collaborate across the region
• Understand the evolving needs and challenges of consumers and merchants, and tailor the product to meet those needs

What You Will Need

• At least 3 years of hands-on experience working with tech & business teams, with experience in risk systems (Decision Engine), including but not limited to policy rules implementation, risk engine build-up, and risk scoring model integration
• Familiarity with industry-leading software solutions
• Knowledge of SDLC and experience at various stages, including testing, UI/UX design
• Strong technical fundamentals to bridge our risk system with the go-to-market product
• Good understanding of mid-end and back-end system architecture
• Good communication skills to liaise with regional stakeholders

About the Team

You will join a multi-location, multicultural team passionate about constructing and managing macro services to support multiple financial businesses.

About GoTo Group

GoTo Group is Indonesia's largest digital ecosystem, aiming to empower progress by providing technological infrastructure and solutions for digital economy access and growth. The ecosystem includes on-demand transportation, food and grocery delivery, logistics, and financial services via Gojek and GoTo Financial platforms.

About Gojek

Gojek is Southeast Asia's leading on-demand platform with over 2.5 million driver partners, offering transportation, food delivery, logistics, and more. Its mission is to create impact at scale by connecting consumers with the best service providers.

About GoTo Financial

GoTo Financial promotes financial inclusion through services like GoPay and GoPayLater, supporting businesses via Midtrans, Moka, and other solutions. Its goal is to empower everyone to Make It Happen, Make It Together, Make It Last.

Note: GoTo posts jobs only on official channels. Beware of scams and verify job postings through official sources.