Product Manager - Core Banking (Payment Product)

Kredivo Group; Cikoko; On-site; IDR 167,400,000 - 334,800,000; Full time

Job summary

Kredivo Group is seeking a Product Manager who can translate user pain points into scalable fintech solutions. You will work with UI/UX designers and engineers to turn data into insights and data-driven decisions, with ownership of the product lifecycle.

In this role you will drive end-to-end development, write data-backed PRDs, monitor key metrics, and collaborate with multiple teams to deliver high-impact features in a fast-paced environment.

Qualifications

• 3+ years in product development, fintech/payments knowledge preferred.
• Strong communication, self-starter with ownership and drive.
• Learning agility in a complex, fast-paced environment.
• Excellent analytical, multi-tasking, problem-solving abilities.
• Ability to brainstorm with engineers on technical solutions.
• Proficient in querying data for product decisions.

Responsibilities

• Drive end-to-end product development from idea to metrics.
• Write high-quality PRDs with data and technical context.
• Monitor defined metrics and identify product improvements.
• Incorporate user research, data analysis, and stakeholder feedback.
• Prioritize work based on business and customer impact.
• Collaborate with engineering, design, data science, and risk teams.

Skills

Communication skills

Ownership mindset

Analytical thinking

Problem solving

Technical collaboration

Query / SQL

Education

Bachelor's degree in CS/IT/Business

Tools

SQL

Job description

We are looking for Product Managers who can understand user pain points, turn data into insights, make data-driven decisions, and translate them into a scalable product. Also, Product managers need a sense of ownership, technical and analytical understanding, and the ability to collaborate with teams across divisions to gain a deep understanding of their opportunities and challenges. The Product Managers will work together with UI/UX designers and engineers to create high-impact solutions for our products.

About The Job

• Drive end-to-end product development, start with idea initiation, writing high-quality product requirements with supporting data from analysis and technical flow (if needed), product grooming, assisting with development and testing, and identifying and defining key metrics to measure product performance.
• Monitor defined and existing key metrics to identify issues/improve the product.
• Drive data-informed decisions by integrating user research, data analysis (conduct what-if/pros and cons), and stakeholder feedback into product requirements.
• Scope and prioritize activities based on business and customer impact.
• Working closely with many types of stakeholders, including engineering, designers, analysts, data science, risk, and other divisions to implement new features and enhancements.

About You

Must Haves:

• At least 3 years of experience in product development with knowledge of fintech/payment product management is welcome.
• Have strong communication skills, positive energy, be a self-starter, and a strong drive to make things happen.
• Learn quickly, have a strong sense of ownership, and can work in a complex, fast-paced environment.
• Excellent analytical, multi-tasking, and problem-solving skills.
• Capability to understand the technical and brainstorm with Engineers.
• Having technical skill in Query.

Nice To Haves

• Bachelor's degree in computer science, information technology, business, or other related field.
• Have a technical background.
• Familiar working in a startup environment.
• Experienced as a business analyst or system analyst.
• Have experience in launching a product from scratch and scaling it.