Manager Risk Analysis Unit Mid Market Enterprise

HSBC; Jakarta Utara; On-site; IDR 600.000.000 - 800.000.000; Full time

Job summary

A leading financial institution in Indonesia seeks an experienced Manager for the Risk Analysis Unit within Corporate and Institutional Banking. The ideal candidate will focus on improving credit quality and identifying potential business opportunities, alongside managing credit portfolios. Candidates should have strong credit risk skills and the ability to thrive under pressure. This role offers significant professional development in a diverse and inclusive environment.

Benefits

Flexible working

Professional development opportunities

Inclusive work culture

Qualifications

• Proven track record of managing healthy credit portfolios.
• Ability to execute stress-testing and cash-flow projections.
• Demonstrate a high degree of integrity.

Responsibilities

• Improve credit quality and reduce potential loss to the Bank.
• Achieve quicker credit application turn-around times.
• Support Relationship Managers in identifying business opportunities.
• Develop industry & sectoral specialization.

Skills

Moderate length credit and operating risk analysis skills

Good credit risk skills

Good banking products knowledge

In-depth understanding of the local market

Proactive interpersonal skills

Effective communication skills

Ability to maintain quality under pressure

Job description

Some careers shine brighter than others.

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

We are currently seeking an experienced professional to join this team for the role of Manager Risk Analysis Unit Mid Market Enterprise to support International Mid-Market, Corporate and Institutional Banking.

If you’re looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential.

Responsibilities:

The role holder is responsible includes the following, but not limited to:

• Improve credit quality and thereby reduce potential loss to the Bank through a focused and independent analysis of credit risk, and in-depth knowledge of business of customers and industry update.
• Achieve quicker credit application turn-around times, enabling the Bank to capitalize on potential business opportunities where the time window may be limited and hence leading to greater revenue generation. CAU will perform full credit analysis (customer/industry) and Relationship Managers (“RMs”) will focus more on relationship and marketing.
• Support IMM’s Relationship Managers (“RMs”) by quickly responding to new business referrals, and by identifying customer/industry business opportunities, whilst maintaining a consistent conservative credit culture. IMM Segment may broadly define as multi-jurisdictional clients with group annual turnover up to USD400mn.
• Develop industry & sectoral specialization and through effective peer group analysis identify the trends of the business and bankable names for long-term relationship development

Requirements:

• Moderate length credit and operating risk analysis skills in corporate banking fields.
• Possess good credit risk skills and good knowledge of corporate banking, commercial lending, investments and / or trade products and ability to interpret meaningful information from financial accounts.
• Good banking products knowledge, particularly credit related products and knowledge of credit application process preferably in corporate banking.
• In-depth understanding of the local market, vast industry-specific knowledge, including regulatory landscape.
• Proven track record of managing healthy credit portfolios; execution of solid credit analysis to support business growth and new to bank business acquisition.
• Execution of stress-testing and medium-to-complex cash-flow projections.
• Ability to maintain good quality of output under pressure condition and tight deadline, and ability to maintain a high level of intense concentration for a prolonged period.
• Proactive, well-developed interpersonal, influencing and presentation skills with highly motivated and prepared to accept challenges mindset.
• Demonstrate high degree of integrity.

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and every opinion counts. We take pride in providing a workplace that fosters professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. We want everyone to achieve their potential with equality regardless of gender, ethnicity, disability, religion, age, or any other trait protected by applicable law. If you need any support or have any access requirements, we encourage you to inform us through email at

Some careers shine brighter than others.

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

We are currently seeking an experienced professional to join this team for the role of Manager Risk Analysis Unit Mid Market Enterprise to support International Mid-Market, Corporate and Institutional Banking.

If you’re looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential.

Responsibilities:

The role holder is responsible includes the following, but not limited to:

• Improve credit quality and thereby reduce potential loss to the Bank through a focused and independent analysis of credit risk, and in-depth knowledge of business of customers and industry update.
• Achieve quicker credit application turn-around times, enabling the Bank to capitalize on potential business opportunities where the time window may be limited and hence leading to greater revenue generation. CAU will perform full credit analysis (customer/industry) and Relationship Managers (“RMs”) will focus more on relationship and marketing.
• Support IMM’s Relationship Managers (“RMs”) by quickly responding to new business referrals, and by identifying customer/industry business opportunities, whilst maintaining a consistent conservative credit culture. IMM Segment may broadly define as multi-jurisdictional clients with group annual turnover up to USD400mn.
• Develop industry & sectoral specialization and through effective peer group analysis identify the trends of the business and bankable names for long-term relationship development

Requirements:

• Moderate length credit and operating risk analysis skills in corporate banking fields.
• Possess good credit risk skills and good knowledge of corporate banking, commercial lending, investments and / or trade products and ability to interpret meaningful information from financial accounts.
• Good banking products knowledge, particularly credit related products and knowledge of credit application process preferably in corporate banking.
• In-depth understanding of the local market, vast industry-specific knowledge, including regulatory landscape.
• Proven track record of managing healthy credit portfolios; execution of solid credit analysis to support business growth and new to bank business acquisition.
• Execution of stress-testing and medium-to-complex cash-flow projections.
• Ability to maintain good quality of output under pressure condition and tight deadline, and ability to maintain a high level of intense concentration for a prolonged period.
• Proactive, well-developed interpersonal, influencing and presentation skills with highly motivated and prepared to accept challenges mindset.
• Effective communication skills
• Demonstrate high degree of integrity.

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and every opinion counts. We take pride in providing a workplace that fosters professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. We want everyone to achieve their potential with equality regardless of gender, ethnicity, disability, religion, age, or any other trait protected by applicable law. If you need any support or have any access requirements, we encourage you to inform us through email at [e-mail] at the time of your application, so that we can support you through your recruitment journey.